68 Heritage Ln, Troy, MO 63379 Property Records

Lincoln County property record for 68 Heritage Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,114 sqft · built 1995
Lot Size	7.79 acres (339,507 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,012 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-20-04-000-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`19-20-04-000-000-003.000`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
Basement Area	2,114 sqft
Unfinished Basement	2,114 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	339,507 sqft (7.79 acres)
Garage Area	776 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	68 HERITAGE LN
City	TROY
State	MO
Zip	63379-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.794 AC PT NW1/4 W270 E1/2 NWN, SURVEY F1/2
Legal Range	01W
Legal Township	48N
Legal Section	04
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3019
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 HERITAGE LN, TROY, MO 63379-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage FCB BANKS
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	68 HERITAGE LN, TROY, MO 63379-3923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2452/602
Date	Sep 21, 2020
Book Page	2452/602
Instrument	2020010666

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	68 HERITAGE LN, TROY, MO 63379-3923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2442/759
Date	Jan 23, 2020
Book Page	2442/759
Instrument	2020000756

Lender

Name	FCB BANKS
Type	Bank
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,216 (-) Land $4,170 Building $47,046
2025	$3,012.00 (+1.28%)	$51,216 (+5.76%) Land $4,170 Building $47,046	$269,560 (+5.76%) Land $21,950 Building $247,610
2023	$2,974.00 (+4.94%)	$48,425 Land $3,943 Building $44,483	$254,870 Land $20,750 Building $234,120
2022	$2,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Heritage Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures