10 Heritage Ln, Troy, MO 63379 Property Records

Lincoln County property record for 10 Heritage Ln, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,082 sqft · built 1980
Lot Size	6.77 acres (294,901 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,503 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-04-000-000-005.000`

Property Details

APN / Parcel Number

Primary APN	`19-20-04-000-000-005.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,082 sqft Living Area
Attic	Attic
Attic Area	662 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	294,901 sqft (6.77 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10 HERITAGE LN
City	TROY
State	MO
Zip	63379-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.77 AC PT NW1/4 W310
Legal Range	01W
Legal Township	48N
Legal Section	04
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3019
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 HERITAGE LN, TROY, MO 63379-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2006
Deed Sale	Apr 10, 2006
Deed Document Number	20064406
Deed Book / Page	1845 / 129
Prior Transfer Date	Apr 7, 2006
Prior Transfer Doc	01845/0129
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	10 HERITAGE LN, TROY, MO 63379-3923
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02421/0456
Date	Apr 5, 2018
Book Page	2421/0456
Instrument	2018002814

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 26, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	10 HERITAGE LN, TROY, MO 63379-3923
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02421/0385
Date	Apr 4, 2018
Book Page	2421/0385
Instrument	2018002743

Lender

Name	US BANK NA
Type	Bank
Address	KANSAS CITY, MO 64112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	10 HERITAGE LN, TROY, MO 63379-3923
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002448/127
Date	Jun 16, 2020
Book Page	2448/127
Instrument	2020006163

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,046 (-) Land $3,618 Building $38,428
2025	$2,503.00 (+1.96%)	$42,046 (+4.66%) Land $3,618 Building $38,428	$221,290 (+4.66%) Land $19,040 Building $202,250
2023	$2,455.00 (+5.91%)	$40,174 (+7.92%) Land $3,390 Building $36,784	$211,440 (+6.44%) Land $17,840 Building $193,600
2022	$2,318.00	$37,225 Land $3,226 Building $33,999
2021			$198,650 Land $17,840 Building $180,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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