68 Hearthstone Ter, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 68 Hearthstone Ter, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1956
Lot Size	0.612 acres (26,650 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2023)
Tax Bill	$4,136 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`229-00018`

Property Details

APN / Parcel Number

Primary APN	`229-00018`
Alternative APN	`CHIC M:0229 P:00018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	1,048 sqft
Basement Area	1,370 sqft
Unfinished Basement	1,370 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,650 sqft (0.612 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	229-00018
Street Address	68 HEARTHSTONE TER
City	CHICOPEE
State	MA
Zip	01020-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4001
Census Tract	811000

Owner

68 Hearthstone Ter is owned and occupied by an individual who bought it in July 2023.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	68 HEARTHSTONE TER, CHICOPEE, MA 01020-1316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FREEDOM CU
Oct 16, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Oct 16, 2017 · Amount on File
Deed Book / Page	25087 / 475
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 21, 2023
Property Address	68 HEARTHSTONE TER, CHICOPEE, MA 01020-1316
Document Number	025087-475
Book / Page	25087 / 475
Instrument Date	Jul 21, 2023
Instrument	33618
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	68 HEARTHSTONE TER, CHICOPEE, MA 01020-1316

Mortgage

Document Number	0000033619
Date	Jul 21, 2023
Instrument	33619

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 16, 2017
Property Address	68 HEARTHSTONE TER, CHICOPEE, MA 01020-1316
Document Number	21902-53
Book / Page	021902 / 000053
Instrument Date	Oct 11, 2017
Instrument	60883
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LOWELL ST #5 PEABODY MA 019604295, 5, PEABODY, MA 01960-4295

Mortgage

Document Number	21902-55
Date	Oct 16, 2017
Book Page	021902/000055
Instrument	60884

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 68 Hearthstone Ter was $4,136, up 8.2% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,136.00 (+8.19%)	$271,400 (+7.61%) Land $108,000 Building $163,400	$309,523 (+13.6%)
2025	$3,823.00 (+3.44%)	$252,200 (+0.72%) Land $98,200 Building $154,000	$272,460
2024	$3,696.00 (+8.04%)	$250,400 (+10.89%) Land $96,300 Building $154,100
2023	$3,421.00	$225,800 Land $87,500 Building $138,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 68 Hearthstone Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Hearthstone Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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