Hampden County and Chicopee City property record for 45 Hearthstone Ter, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,608 sqft · built 1920 |
| Lot Size | 0.351 acres (15,270 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,000 (Sep 1999) |
| Tax Bill | $4,145 (2026) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 229-00007 |
| Primary APN | 229-00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 3,368 sqft |
| 1st Floor Area | 984 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,270 sqft (0.351 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Account Number | 229-00007 |
|---|---|
| Street Address | 45 HEARTHSTONE TER |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 811000 |
45 Hearthstone Ter is owned by an individual who bought it in September 1999.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 SCHOOL ST, AGAWAM, MA 01001-3208 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 1999 · Amount on File |
| Deed Sale | Sep 16, 1999 · Amount on File |
| Prior Sale | Jun 11, 1999 · Amount on File |
| Deed Document Number | 1999 |
| Deed Book / Page | 10929 / 276 |
| Transfer Doc | 1080000222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 18, 2026 |
| Property Address | 45 HEARTHSTONE TER, CHICOPEE, MA 01020-1315 |
| Document Number | 0000028169 |
| Book / Page | 26381 / 225 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202628169 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 SCHOOL ST, AGAWAM, MA 01001-3208 |
The 2026 property tax bill for 45 Hearthstone Ter was $4,145, up 5.3% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,145.00 (+5.28%) | $272,000 (+4.74%) Land $101,600 Building $170,400 | $307,441 (+11.13%) |
| 2025 | $3,937.00 (+5.46%) | $259,700 (+2.69%) Land $93,100 Building $166,600 | $276,640 |
| 2024 | $3,733.00 (+6.66%) | $252,900 (+9.48%) Land $91,200 Building $161,700 | |
| 2023 | $3,500.00 | $231,000 Land $83,000 Building $148,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Hearthstone Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Hearthstone Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures