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68 Harvard St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 68 Harvard St, Lowell, MA 01851 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1900
Square Footage2,454 sqft Living Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$660,000 (2021)
Tax Bill$7,395.00 (2025)

Property Details

APN / Parcel Number

Primary APNS03370
Alternative APNs
  • LOWE M:87 B:2895 L:68
  • M:000087 T:S03370

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area2,454 sqft Living Area
Gross Area5,420 sqft Gross Area
1st Floor1,227 sqft 1st Floor
Attic Area1,227 sqft Attic
Attic1 Attic
Basement Area1,227 sqft Basement
Unfinished Basement1,227 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialSlate Roof
Lot Area9,148 sqft (0.21 acres)

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account NumberS03370
Street Address68 HARVARD ST
CityLOWELL
StateMA
Zip01851-1738
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2895
Legal Lot Number68
JurisdictionLOWELL MA
Minor Civil DivisionLOWELL
Census Blockgroup2
Census Block2005
Census Tract311300

Owner

Source: Middlesex County and Lowell City records · APN S03370

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address68 HARVARD ST, LOWELL, MA 01851-1738
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2021Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
METRO CU
Nov 09, 2018Deed of Trust, Mortgage
COMMONWEALTH MORTGAGE CO
Nov 15, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
METRO CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2021 · Amount on Record
Deed SaleOct 04, 2021 · Amount on Record
Prior SaleDec 09, 2014 · Amount on Record
Deed Book / Page36340 / 142
Record RefreshedSep 20, 2026

October 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionLOWELL MA
Recording DateOct 04, 2021
Property Address68 HARVARD ST, LOWELL, MA 01851-1738
Document Number36340-142
Book / Page36340 / 142
Instrument DateOct 04, 2021
Instrument58240
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 HARVARD ST, LOWELL, MA 01851-1738

Mortgage

Document Number58241
DateOct 04, 2021
Instrument58241
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address68 HARVARD ST, LOWELL, MA 01851-1738
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32553-89
DateNov 09, 2018
Book Page32553/89
Instrument49194
Lender
NameCOMMONWEALTH MORTGAGE CO
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address68 HARVARD ST, LOWELL, MA 01851-1738
Document Number33578-257
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address68 HARVARD ST LOWELL MA 018511738, LOWELL, MA 01851-1738

Mortgage

Document Number33578-257
DateNov 20, 2019
Book Page033578/000257
Instrument51754
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 19, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,395.00 (+2.23%)$644,200 (+6.06%) Land $192,000 Building $452,200$755,630 (+5.56%)
2024$7,234.00 (+5.9%)$607,400 (+10.44%) Land $181,000 Building $426,400$715,825
2023$6,831.00$550,000 Land $157,400 Building $392,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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