68 Elder St, Rochester, NY 14606 Property Records

Monroe County and Gates Town property record for 68 Elder St, Rochester, NY 14606

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1920
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$215,000 (Dec 2025)
Tax Bill$5,292 (2026)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN262600 104.18-4-31

Property Details

APN / Parcel Number

Primary APN262600 104.18-4-31
Alternative APNs
  • 26001041800004031000
  • 05117000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area624 sqft
2nd Floor Area576 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeDetached
Garage Area192 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05117000000
Street Address68 ELDER ST
CityROCHESTER
StateNY
Zip14606-5608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0111- 1-02 20000 AC NERACKER L10 L59 P21
Legal SubdivisionGEORGE K NERAEKER SUB
Legal Block4
Legal Lot Number31.000
JurisdictionMONROE NY
Township / Civil DivisionGATES
Census Block Group4
Census Block4020
Census Tract14302

Owner

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4653 PROGRESS DR, DAVENPORT, IA 52807-3483
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 29, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2025 · Amount on Record
Deed SaleDec 23, 2025 · Amount on Record
Prior SaleApr 28, 2025 · Amount on Record
Deed Document Number20253368015
Deed Book / Page13157 / 74
Prior Transfer DateMay 24, 2012
Prior Transfer Doc0000000249
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateDec 23, 2025
Property Address68 ELDER ST, ROCHESTER, NY 14606-5608
Document Number202503368015
Book / Page13157 / 74
Map ReferenceLB 59 PG 27
Instrument DateDec 10, 2025
Instrument202503368015
Transaction TypeTransfer
Record UpdatedFeb 4, 2026
Title CompanyWEBTITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1412 SHOECRAFT RD, PENFIELD, NY 14526-9712

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 ELDER ST, ROCHESTER, NY 14606-5608

Mortgage

Document Number202503368016
DateDec 23, 2025
Instrument202503368016
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateJun 29, 2018
Property Address68 ELDER ST, ROCHESTER, NY 14606-5608
Document Number0000000723
Book / Page012046 / 000543
Instrument DateJun 28, 2018
Instrument723
Transaction TypeTransfer
Record UpdatedAug 31, 2018

Transaction

AmountAmount Recorded
Tax$392.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 IMMEL ST ROCHESTER NY 146061217, ROCHESTER, NY 14606-1217

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionGates Town
Unified School DistrictGates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,292.00 (-32.08%)
2025$7,791.00 (+64.37%)$161,000 (+52.17%) Land $31,500 Building $129,500$161,000 (+17.18%) Land $31,500 Building $129,500
2024$4,740.00 (-38.28%)$105,800 (-) Land $22,000 Building $83,800$137,400 (+7.76%) Land $28,571 Building $108,829
2023$105,800 (-) Land $22,000 Building $83,800$127,500 (+9.63%) Land $26,512 Building $100,988
2022$105,800 Land $22,000 Building $83,800$116,300 Land $24,183 Building $92,117
2021$7,680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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