47 Elder St, Rochester, NY 14606 Property Records

Monroe County and Gates Town property record for 47 Elder St, Rochester, NY 14606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1925
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$65,600 (Jun 2005)
Tax Bill	$5,076 (2026)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262600 104.18-5-7`

Property Details

APN / Parcel Number

Primary APN	`262600 104.18-5-7`
Alternative APNs	`26001041800005007000` `05132000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	576 sqft
2nd Floor Area	576 sqft
Upper Floors Area	432 sqft
Game Room	Game Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	492 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05132000000
Street Address	47 ELDER ST
City	ROCHESTER
State	NY
Zip	14606-5607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0111- 1-02 20000 AC NERACKER 2 L27 L65 P3
Legal Subdivision	GEORGE J NERACK SUBDIVISION
Legal Block	5
Legal Lot Number	7.000
Jurisdiction	MONROE NY
Township / Civil Division	GATES
Census Block Group	4
Census Block	4021
Census Tract	14302

Owner

Source: Monroe County and Gates Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 ELDER ST, ROCHESTER, NY 14606-5607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2005 · Amount on Record
Deed Sale	Jun 21, 2005 · Amount on Record
Prior Sale	Aug 7, 1997 · Amount on Record
Deed Book / Page	10142 / 72
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	47 ELDER ST, ROCHESTER, NY 14606-5607
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 ELDER ST, ROCHESTER, NY 14606-5607

Mortgage

Document Number	0000000671
Date	Oct 20, 2021
Book Page	29527/671
Instrument	202110201431

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Oct 12, 2029

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Gates Town
Unified School District	Gates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,076.00 (+5.88%)
2025	$4,794.00 (+3.52%)	$155,900 (+53.9%) Land $31,500 Building $124,400	$155,900 (+27.79%) Land $31,500 Building $124,400
2023		$101,300 (-) Land $21,200 Building $80,100	$122,000 (+9.61%) Land $25,532 Building $96,468
2022		$101,300 Land $21,200 Building $80,100	$111,300 Land $23,293 Building $88,007
2021	$4,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20