68 Cold River Rd, Walpole, NH 03608 Property Records

Cheshire County and Walpole Town property record for 68 Cold River Rd, Walpole, NH 03608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,944 sqft · built 1840
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,733 (Feb 2022)
Tax Bill	$5,304 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`WLPO M:00026 L:000024 S:000000`

Property Details

APN / Parcel Number

Primary APN	`WLPO M:00026 L:000024 S:000000`
Alternative APN	`M:00026 B:000024 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,816 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	148,104 sqft (3.4 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	68 COLD RIVER RD
City	WALPOLE
State	NH
Zip	03608-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NRA NO
Legal Lot Number	24
Jurisdiction	WALPOLE TOWN NH
Township / Civil Division	WALPOLE
Census Block Group	1
Census Block	1023
Census Tract	970200

Owner

Source: Cheshire County and Walpole Town records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	68 COLD RIVER RD, WALPOLE, NH 03608-4106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK WALPOLE
Feb 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC
Apr 9, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Deed Document Number	202285
Deed Book / Page	3200 / 578
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALPOLE TOWN NH
Recording Date	Jul 24, 2026
Property Address	68 COLD RIVER RD, WALPOLE, NH 03608-4106
Document Number	0000005726
Book / Page	3356 / 1246
Instrument Date	Jul 20, 2026
Instrument	20265726
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 COLD RIVER RD, WALPOLE, NH 03608-4106

Mortgage

Document Number	0000005726,
Date	Jul 24, 2026
Book Page	3356/1246
Instrument	20265726

Lender

Name	SAVINGS BANK WALPOLE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALPOLE TOWN NH
Recording Date	Feb 1, 2022
Property Address	68 COLD RIVER RD, WALPOLE, NH 03608-4106
Document Number	003200-578
Book / Page	3200 / 578
Instrument Date	Jan 31, 2022
Instrument	2201085
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 FLYNN LN, MONMOUTH, ME 04259

Mortgage

Document Number	0002201086
Date	Feb 1, 2022
Instrument	2201086

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALPOLE TOWN NH
Recording Date	Apr 9, 2020
Property Address	68 COLD RIVER RD, WALPOLE, NH 03608-4106
Document Number	0031050786
Book / Page	003105 / 000786
Instrument Date	Apr 6, 2020
Instrument	2720
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$2,175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 SOUTH ST WALPOLE NH 036084539, WALPOLE, NH 03608-4539

Tax Assessment & Valuation

Source: Cheshire County and Walpole Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Walpole Town
Unified School District	Fall Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,304.00 (+0.87%)	$307,300 (-) Land $102,500 Building $204,800
2024	$5,258.00 (+5.35%)	$307,300 (-) Land $102,500 Building $204,800
2023	$4,991.00 (-0.54%)	$307,300 (-) Land $102,500 Building $204,800
2022	$5,018.00	$307,300 Land $102,500 Building $204,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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