185 Cold River Rd, Walpole, NH 03608 Property Records

Cheshire County and Walpole Town property record for 185 Cold River Rd, Walpole, NH 03608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 865 sqft · built 1940
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Jan 2023)
Tax Bill	$2,907 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WLPO M:00026 L:000030 S:000000`

Property Details

APN / Parcel Number

Primary APN	`WLPO M:00026 L:000030 S:000000`
Alternative APN	`M:00026 B:000030 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	865 sqft Living Area
Gross Area	1,503 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	42,689 sqft (0.98 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	185 COLD RIVER RD
City	WALPOLE
State	NH
Zip	03608-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NRA NO
Legal Lot Number	30
Jurisdiction	WALPOLE TOWN NH
Township / Civil Division	WALPOLE
Census Block Group	1
Census Block	1000
Census Tract	970200

Owner

Source: Cheshire County and Walpole Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 255, BELLOWS FALLS, VT 05101-0255
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	202325
Deed Book / Page	3235 / 1397
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALPOLE TOWN NH
Recording Date	Jan 3, 2023
Property Address	185 COLD RIVER RD, WALPOLE, NH 03608-4108
Document Number	03235-1397
Book / Page	3235 / 1397
Instrument Date	Dec 30, 2022
Instrument	2300025
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 REESE CIR, BELLOWS FALLS, VT 05101-4212

Mortgage

Document Number	0002300026
Date	Jan 3, 2023
Instrument	2300026

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 30, 2029
Max Rate At Change	2.88%
Index	Other

Tax Assessment & Valuation

Source: Cheshire County and Walpole Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Walpole Town
Unified School District	Fall Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,907.00 (+0.9%)	$168,400 (-) Land $78,100 Building $90,300
2024	$2,881.00 (+5.34%)	$168,400 (-) Land $78,100 Building $90,300
2023	$2,735.00 (-0.55%)	$168,400 (-) Land $78,100 Building $90,300
2022	$2,750.00	$168,400 Land $78,100 Building $90,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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