68 Centre St, Dayton, OH 45403 Property Records

Montgomery County property record for 68 Centre St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,740 sqft · built 1919
Lot Size	0.068 acres (2,971 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jul 2022)
Tax Bill	$1,308 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72 01210 0099`

Property Details

APN / Parcel Number

Primary APN	`R72 01210 0099`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	730 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 2021
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,971 sqft (0.068 acres)
Lot Dimensions	90 ft deep x 33 ft wide
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	68 CENTRE ST
City	DAYTON
State	OH
Zip	45403-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5484 PT
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	99
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	5
Census Block	5017
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Huffman Historic District listed 1982 · 663 contributing resources · NRIS 82003618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

68 Centre St is owned and occupied by an individual who bought it in July 2022.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	68 CENTRE ST, DAYTON, OH 45403-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 12, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	2022-00042835
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 12, 2022
Property Address	68 CENTRE ST, DAYTON, OH 45403-1904
Document Number	0000042835
Instrument Date	Jun 10, 2022
Instrument	2022-00042835
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	HALLMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	68 CENTRE ST, DAYTON, OH 45403-1904

Mortgage

Document Number	0000042836
Date	Jul 12, 2022
Instrument	2022-00042836

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 12, 2018
Property Address	68 CENTRE ST, DAYTON, OH 45403-1904
Document Number	0000053597
Instrument Date	Sep 12, 2018
Instrument	53597
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount on Record
Tax	$36.60
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ROSE LN WEST CARROLLTON OH 454492036, WEST CARROLLTON, OH 45449-2036

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 24, 2017
Property Address	68 CENTRE ST, DAYTON, OH 45403-1904
Document Number	0000017658
Instrument Date	Jan 22, 2017
Instrument	17658
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9 N RIVER ST #A FRANKLIN OH 450051662, A, FRANKLIN, OH 45005-1662

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,590 Land $2,930 Building $19,660
2024	$1,308.00 (+2.51%)
2023	$1,276.00 (-6.79%)	$22,590 (+23.65%) Land $2,930 Building $19,660	$64,550 Land $8,370 Building $56,180
2022	$1,369.00	$18,270 Land $2,870 Building $15,400
2020			$52,200 Land $8,210 Building $43,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 68 Centre St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Centre St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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