104 Centre St, Dayton, OH 45403 Property Records

Montgomery County property record for 104 Centre St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 980 sqft · built 1885
Lot Size	0.103 acres (4,487 sqft)
Owner	Company Name on Record
Last Sale	$1,788,000 (Sep 2022)
Tax Bill	$752 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R72-02203-0035`

Property Details

APN / Parcel Number

Primary APN	`R72-02203-0035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	132 ft deep x 34 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 CENTRE ST
City	DAYTON
State	OH
Zip	45403-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5482
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	35
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	5
Census Block	5018
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Huffman Historic District listed 1982 · 663 contributing resources · NRIS 82003618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1201 DOVE ST, NEWPORT BEACH, CA 92660-2831
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage ARBOR REALTY SR INC
Sep 15, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Jul 10, 2002 · Amount on Record
Deed Document Number	202258049
Prior Transfer Date	Feb 10, 2009
Prior Transfer Doc	0000020699
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	104 CENTRE ST, DAYTON, OH 45403-1906
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000393
Date	Jan 4, 2023
Instrument	2023-00000393

Lender

Name	ARBOR REALTY SR INC
Type	Non-Lending Institution
Address	UNIONDALE, NY 11553

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 15, 2022
Property Address	104 CENTRE ST, DAYTON, OH 45403-1906
Document Number	0000058049
Instrument Date	Aug 19, 2022
Instrument	2022-00058049
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 DOVE ST, NEWPORT BEACH, CA 92660-2831
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$752.00	$12,490 (-) Land $3,740 Building $8,750	$35,700 (-) Land $10,690 Building $25,010
2024	$752.00 (+2.45%)
2023	$734.00 (-20.65%)	$12,490 (+1.96%) Land $3,740 Building $8,750	$35,700 (+2%) Land $10,690 Building $25,010
2022	$925.00	$12,250 Land $3,670 Building $8,580
2020			$35,000 Land $10,480 Building $24,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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