68 Central St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 68 Central St, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,459 sqft · built 2004
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Mar 2004)
Tax Bill	$39 (2026)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:35-P:024`

Property Details

APN / Parcel Number

Primary APN	`M:35-P:024`
Alternative APN	`NREA M:035.0 B:0000 L:0024.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,459 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,594 sqft
Unfinished Basement	1,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	68 CENTRAL ST
City	NORTH READING
State	MA
Zip	01864-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	24.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1012
Census Tract	330201

Owner

Source: Middlesex County and North Reading Town assessment roll, APN M:35-P:024, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	68 CENTRAL ST, NORTH READING, MA 01864-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2004 · Amount on Record
Deed Sale	Mar 11, 2004 · Amount on Record
Prior Sale	Sep 18, 2003 · Amount on Record
Deed Document Number	200457822
Deed Book / Page	42215 / 64
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH READING MA
Property Address	68 CENTRAL ST, NORTH READING, MA 01864-3210
Transaction Type	Mortgage
Record Updated	Mar 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076747-279
Date	Jan 21, 2021
Book Page	76747/279
Instrument	14234

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$39.00 (-99.76%)	$3,600 (-99.71%) Land $3,600	$1,474,495
2025	$16,141.00 (+0.8%)	$1,235,900 (+1.96%) Land $413,100 Building $822,800
2024	$16,013.00 (+4.54%)	$1,212,200 (+10.71%) Land $389,400 Building $822,800
2023	$15,318.00	$1,094,900 Land $358,100 Building $736,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173302011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 151 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3213000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.