66 Central St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 66 Central St, North Reading, MA 01864

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,468 sqft · built 2014
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on Record
Last Sale$799,900 (Jan 2016)
Tax Bill$16,630 (2026)
Deeds & MortgagesJan 2021 Refinance
Apr 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:35-P:012

Property Details

APN / Parcel Number

Primary APNM:35-P:012
Alternative APN
  • NREA M:035.0 B:0000 L:0012.0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,468 sqft Living Area
Gross Area1,734 sqft
1st Floor Area1,081 sqft
Basement Area1,734 sqft
Unfinished Basement118 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area69,696 sqft (1.6 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address66 CENTRAL ST
CityNORTH READING
StateMA
Zip01864-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number12.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group1
Census Block1012
Census Tract330201

Owner

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address66 CENTRAL ST, NORTH READING, MA 01864-3202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Apr 10, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Mar 22, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2016 · Amount on Record
Deed SaleJan 29, 2016 · Amount on Record
Prior SaleJun 27, 2014 · Amount on Record
Deed Book / Page66740 / 497
Transfer Doc69037-197
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address66 CENTRAL ST, NORTH READING, MA 01864-3202
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number076634-137
DateJan 6, 2021
Book Page76634/137
Instrument3284
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address66 CENTRAL ST, NORTH READING, MA 01864-3202
Document Number72483-20
Instrument DateApr 10, 2019
Transaction TypeMortgage
Record UpdatedMay 7, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 CENTRAL ST NORTH READING MA 018643202, NORTH READING, MA 01864-3202

Mortgage

Document Number72483-20
DateApr 22, 2019
Book Page072483/000020
Instrument49444
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 21, 2049
Interest
Rate TypeAdjustable Rate

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTH READING MA
Recording DateMar 22, 2017
Property Address66 CENTRAL ST, NORTH READING, MA 01864-3202
Document Number69037-197
Book / Page069037 / 000197
Instrument DateMar 17, 2017
Instrument41930
Transaction TypeTransfer
Record UpdatedApr 11, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address25 PETER RD NORTH READING MA 018641464, NORTH READING, MA 01864-1464

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,630.00 (+2.45%)$1,277,300 (+2.77%) Land $431,000 Building $846,300$1,442,656
2025$16,232.00 (+0.8%)$1,242,900 (+1.96%) Land $414,500 Building $828,400
2024$16,103.00 (+4.25%)$1,219,000 (+10.41%) Land $390,600 Building $828,400
2023$15,446.00$1,104,100 Land $359,300 Building $744,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH READING WATER DEPT.
serves 16,379 people · EPA ID MA3213000
Water SourcePurchased surface water from ANDOVER WATER DEPT
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureColiform assessment
Aug 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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