68 Central St, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 68 Central St, Ipswich, MA 01938

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,534 sqft · built 1900
Lot Size	0.075 acres (3,250 sqft)
Owner	Individual Name on Record
Tax Bill	$6,742 (2026)
Deeds & Mortgages	Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:42A B:0249 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:42A B:0249 L:0`
Alternative APN	`4227`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,534 sqft Living Area
Gross Area	5,074 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,250 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4227
Street Address	68 CENTRAL ST
City	IPSWICH
State	MA
Zip	01938-1951
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GB
Legal Block	249
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1008
Census Tract	223200

Owner

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68 CENTRAL ST, IPSWICH, MA 01938-1951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2004
Deed Sale	Dec 14, 2004
Prior Sale	Oct 1, 2004 · Amount on Record
Deed Book / Page	23745 / 587
Transfer Doc	2341000406
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	68 CENTRAL ST, IPSWICH, MA 01938-1951
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040026-272
Date	Jun 28, 2021
Book Page	40026/272
Instrument	20210628003940

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,742.00 (-0.03%)	$625,400 (+3.41%) Land $231,200 Building $394,200	$715,318
2025	$6,744.00 (+3.74%)	$604,800 (+5.86%) Land $217,900 Building $386,900
2024	$6,501.00 (+1.25%)	$571,300 (+8.82%) Land $262,400 Building $308,900
2023	$6,421.00	$525,000 Land $216,100 Building $308,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1991–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20