Essex County and Ipswich Town property record for 64 Central St, Ipswich, MA 01938
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 3,332 sqft · built 2018 |
| Lot Size | 0.103 acres (4,480 sqft) |
| Owner | Company Name on Record |
| Last Sale | $285,000 (Sep 2018) |
| Tax Bill | $9,247 (2026) |
| Deeds & Mortgages | Mar 2023 Refinance May 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:42A B:0248 L:0 |
| Primary APN | IPSW M:42A B:0248 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,332 sqft Living Area |
| Gross Area | 3,976 sqft |
| Basement Area | 716 sqft |
| Unfinished Basement | 716 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,480 sqft (0.103 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4226 |
|---|---|
| Street Address | 64 CENTRAL ST |
| City | IPSWICH |
| State | MA |
| Zip | 01938-1951 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | GB |
| Legal Block | 248 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 223200 |
Source: Essex County and Ipswich Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13 PLAINS RD, IPSWICH, MA 01938-1019 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST |
| May 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST |
| Mar 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST |
| May 24, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Sep 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2018 · Amount on Record |
| Deed Sale | Sep 27, 2018 · Amount on Record |
| Prior Sale | Dec 2, 2004 · Amount on Record |
| Last Transfer Date | May 24, 2019 |
| Transfer Doc | 37534-575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 64 CENTRAL ST, IPSWICH, MA 01938-1951 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041478-273 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 41478/273 |
| Instrument | 20230316000820 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 64 CENTRAL ST, IPSWICH, MA 01938-1951 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39916-340 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 39916/340 |
| Instrument | 20210525006130 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 64 CENTRAL ST, IPSWICH, MA 01938-1951 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37368-105 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 37368/105 |
| Instrument | 20190307001510 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | May 24, 2019 |
| Property Address | 64 CENTRAL ST, IPSWICH, MA 01938-1951 |
| Document Number | 37534-575 |
| Book / Page | 37534 / 575 |
| Instrument Date | May 24, 2019 |
| Instrument | 20190524003100 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 PLAINS RD, IPSWICH, MA 01938-1019 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Sep 27, 2018 |
| Property Address | 64 CENTRAL ST, IPSWICH, MA 01938-1951 |
| Document Number | 37043-303 |
| Book / Page | 037043 / 000303 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 1809273130 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,299.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13 PLAINS RD IPSWICH MA 019381019, IPSWICH, MA 01938-1019 |
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,247.00 (+0.43%) | $857,800 (+3.89%) Land $271,500 Building $586,300 | $786,783 |
| 2025 | $9,207.00 (-2.99%) | $825,700 (-1%) Land $255,900 Building $569,800 | |
| 2024 | $9,491.00 (+6.34%) | $834,000 (+14.28%) Land $257,100 Building $576,900 | |
| 2023 | $8,925.00 | $729,800 Land $211,700 Building $518,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1991–2010) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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