Oswego County and Oswego Town property record for 68 Cavan Cv, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,793 sqft · built 2003 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,679 (2026) |
| Deeds & Mortgages | Oct 2020 Second Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 354200 163.18-01-01.15 |
| Primary APN | 354200 163.18-01-01.15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,793 sqft Living Area |
| 1st Floor Area | 1,729 sqft |
| 2nd Floor Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,946 sqft (0.94 acres) |
| Lot Dimensions | 222 ft deep x 185 ft wide |
| Garage Type | Attached |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 228 sqft |
| Patio Area | 550 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 68 CAVAN CV |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-6050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | ML 16, SL 15 401-015-000 |
| Legal Subdivision | CAVAN COVE SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 1.150 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 21401 |
68 Cavan Cv is owned and occupied by two individuals.
Source: Oswego County and Oswego Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 CAVAN CV, OSWEGO, NY 13126-6050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSWEGO TEACHERS EMPLOYEES FCU |
| Feb 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OSWEGO TEACHERS EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 68 CAVAN CV, OSWEGO, NY 13126-6050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 68 CAVAN CV, OSWEGO, NY 13126-6050 |
| Document Number | 0000009314 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | R-2020-009314 |
| Name | OSWEGO TEACHERS EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 10, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 68 CAVAN CV, OSWEGO, NY 13126-6050 |
| Document Number | 0000001758 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Name | Verified Name |
|---|---|
| Address | 68 CAVAN CV OSWEGO NY 131266050, OSWEGO, NY 13126-6050 |
| Document Number | 0000001758 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 1758 |
| Name | OSWEGO TEACHERS EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Feb 28, 2026 |
The 2026 property tax bill for 68 Cavan Cv was $9,679 with exemptions applied, up 10.9% from the year before.
Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Oswego Town |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,679.00 (+10.93%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $8,725.00 | $243,200 Land $23,200 Building $220,000 | $398,689 Land $38,033 Building $360,656 |
| 2023 | $243,200 Land $23,200 Building $220,000 | $352,464 Land $33,623 Building $318,841 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68 Cavan Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 68 Cavan Cv is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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