Oswego County and Oswego Town property record for 41 Cavan Cv, Oswego, NY 13126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,768 sqft · built 1996 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,158 (2025) |
| Deeds & Mortgages | Aug 2021 Second Mortgage Mar 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 354200 163.14-01-10.06 |
| Primary APN | 354200 163.14-01-10.06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 245 ft deep x 165 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,016 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 41 CAVAN CV |
|---|---|
| City | OSWEGO |
| State | NY |
| Zip | 13126-6096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | LOT 16 SL 6 394-015-000 |
| Legal Subdivision | CAVAN COVE SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 10.060 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 21401 |
Source: Oswego County and Oswego Town records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 CAVAN CV, OSWEGO, NY 13126-6096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSWEGO TEACHERS EMPLOYEES FCU |
| Mar 1, 2018 | Deed of Trust, Mortgage OSWEGO TEACHERS EMPLOYEES FCU |
| Jul 30, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Mar 2, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 10, 1998 |
| Transfer Doc | 1403000146 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 41 CAVAN CV, OSWEGO, NY 13126-6096 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 41 CAVAN CV, OSWEGO, NY 13126-6096 |
| Document Number | 0000009173 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | R-2021-009173 |
| Name | OSWEGO TEACHERS EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 10, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 41 CAVAN CV, OSWEGO, NY 13126-6096 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001975 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | R-2018-001975 |
| Name | OSWEGO TEACHERS EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Feb 10, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 30, 2020 |
| Property Address | 41 CAVAN CV, OSWEGO, NY 13126-6096 |
| Document Number | 0000006208 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 6208 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $241.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 CAVAN CV OSWEGO NY 131266096, OSWEGO, NY 13126-6096 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Mar 2, 2017 |
| Property Address | 41 CAVAN CV, OSWEGO, NY 13126-6096 |
| Document Number | 0000001966 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 1966 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 CAVAN CV OSWEGO NY 131266096, OSWEGO, NY 13126-6096 |
Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Oswego Town |
| Unified School District | Oswego City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,158.00 | $168,600 (-) Land $23,100 Building $145,500 | $276,393 (+13.11%) Land $37,869 Building $238,524 |
| 2023 | $168,600 Land $23,100 Building $145,500 | $244,348 Land $33,478 Building $210,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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