Lawrence County property record for 68 Cart Pathway, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,268 sqft · built 2021 |
| Lot Size | 0.689 acres (30,031 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $18,000 (Aug 2020) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050134O C 00800 |
| Primary APN | 050134O C 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,268 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,031 sqft (0.689 acres) |
| Lot Dimensions | 240 ft deep x 125 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 68 CART PATHWAY |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: CLAX BRANCH PHASE IV(4) |
| Legal Subdivision | CLAX BRANCH SUBDIVISION PHASE 1V |
| Legal Lot Number | 8 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960700 |
68 Cart Pathway is owned and occupied by two individuals who bought it in August 2020.
Source: Lawrence County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 CART PATHWAY, LORETTO, TN 38469-3271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| May 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOWER FCU |
| Dec 7, 2020 | Deed of Trust, Construction Loan · Construction Mortgage BANK INDEPENDENT |
| Oct 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF WAYNESBORO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on File |
| Deed Sale | Aug 14, 2020 · Amount on File |
| Prior Sale | Jun 1, 2018 · Amount on File |
| Deed Document Number | 20204618 |
| Deed Book / Page | 603 / 84 |
| Transfer Doc | 465840 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 68 CART PATHWAY, LORETTO, TN 38469-3271 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000731616 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 731/616 |
| Instrument | 23006574 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | May 19, 2022 |
| Property Address | 68 CART PATHWAY, LORETTO, TN 38469-3271 |
| Document Number | 0000677343 |
| Book / Page | 677 / 343 |
| Map Reference | CAB C SL 51 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 22003480 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,191.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 CART PATHWAY, LORETTO, TN 38469-3271 |
| Document Number | 0022003481 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 22003481 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Dec 7, 2020 |
| Property Address | 22 CART PATHWAY, LORETTO, TN 38469-3271 |
| Document Number | 615809 |
| Book / Page | 000615 / 000809 |
| Instrument Date | Nov 27, 2020 |
| Instrument | 7206 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | CLAX BR LORETTO TN 38469, LORETTO, TN 38469 |
| Document Number | 615809 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 000615/000809 |
| Instrument | 7206 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Address | SHEFFIELD, AL 35660 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 6, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 22 CART PATHWAY, LORETTO, TN 38469-3271 |
| Document Number | 519451 |
| Book / Page | 000519 / 000451 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 CART PATHWAY LORETTO TN 384693271, LORETTO, TN 38469-3271 |
| Document Number | 519451 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 000519/000451 |
| Instrument | 5433 |
| Name | BANK OF WAYNESBORO |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 68 Cart Pathway was $1,653, up 4.3% from the year before.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 (+4.29%) | $82,225 (+4.31%) Land $4,500 Building $77,725 | |
| 2024 | $1,585.00 | $78,825 (-) Land $4,500 Building $74,325 | |
| 2023 | $1,585.00 | $78,825 (-) Land $4,500 Building $74,325 | |
| 2022 | $1,585.00 | $78,825 Land $4,500 Building $74,325 | $328,900 Land $18,000 Building $310,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 68 Cart Pathway in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 68 Cart Pathway is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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