22 Cart Pathway, Loretto, TN 38469 Property Records

Lawrence County property record for 22 Cart Pathway, Loretto, TN 38469

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,457 sqft · built 2010
Lot Size	0.691 acres (30,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Aug 2020)
Tax Bill	$1,762 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050134O C 01000`

Property Details

APN / Parcel Number

Primary APN	`050134O C 01000`
Alternative APN	`134O C 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,457 sqft Living Area
1st Floor Area	1,890 sqft
Upper Floors Area	1,890 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,110 sqft
Lot Dimensions	240 ft deep x 125 ft wide
Garage Type	Finished
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	22 CART PATHWAY
City	LORETTO
State	TN
Zip	38469-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: CLAX BRANCH PHASE IV(4)
Legal Subdivision	CLAX BRANCH PHASE IV(4)
Legal Lot Number	10
Jurisdiction	LAWRENCE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3017
Census Tract	960700

Owner

Source: Lawrence County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 264, LORETTO, TN 38469-0264
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS & MERCHANTS BK
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	20004618
Deed Book / Page	535 / 687
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	22 CART PATHWAY, LORETTO, TN 38469-3271
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569954
Date	Aug 16, 2019
Book Page	569/954
Instrument	19004204

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	22 CART PATHWAY, LORETTO, TN 38469-3271
Document Number	609244
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 264 LORETTO TN 384690264, LORETTO, TN 38469-0264

Mortgage

Document Number	609244
Date	Oct 7, 2020
Book Page	000609/000244
Instrument	5847

Lender

Name	FIRST FARMERS & MERCHANTS BK
Type	Bank
Address	COLUMBIA, TN 38402-1148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	22 CART PATHWAY, LORETTO, TN 38469-3271
Document Number	609253
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 264 LORETTO TN 384690264, LORETTO, TN 38469-0264

Mortgage

Document Number	609253
Date	Oct 7, 2020
Book Page	000609/000253
Instrument	5848

Lender

Name	FIRST FARMERS & MERCHANTS BK
Type	Bank
Address	COLUMBIA, TN 38402-1148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 6, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,762.00	$87,625 (-) Land $4,500 Building $83,125
2023	$1,762.00	$87,625 (-) Land $4,500 Building $83,125
2022	$1,762.00	$87,625 Land $4,500 Building $83,125	$350,500 Land $18,000 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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