6798 Cove Point Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 6798 Cove Point Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,380 sqft · built 2021
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Oct 2020)
Tax Bill	$28,266 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-117-24-42-0009`

Property Details

APN / Parcel Number

Primary APN	`27-117-24-42-0009`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,380 sqft Living Area
Gross Area	6,390 sqft
1st Floor Area	2,175 sqft
2nd Floor Area	2,205 sqft
Basement Area	2,010 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Lot Area	31,799 sqft (0.73 acres)
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	6798 COVE POINT RD
City	EXCELSIOR
State	MN
Zip	55331-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLOCK 001 T WOODLAND COVE LAKE SECOND ADDN IRREGULAR
Legal Range	24
Legal Township	117
Legal Section	27
Legal Quarter	42
Legal Subdivision	WOODLAND COVE LAKE SECOND ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2005
Census Tract	27703

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6798 COVE POINT RD, EXCELSIOR, MN 55331-4405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Nov 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage STAR BANK
Oct 30, 2020	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF WASECA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	20205763988
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6798 COVE POINT RD, EXCELSIOR, MN 55331-4405
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T6017771
Date	Jun 13, 2023
Instrument	T6017771

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6798 COVE POINT RD, EXCELSIOR, MN 55331-4405
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6734 PLEASANT AVE, RICHFIELD, MN 55423-2351

Mortgage

Document Number	0T05897642
Date	Nov 24, 2021
Instrument	T05897642

Lender

Name	STAR BANK
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 24, 2022

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 30, 2020
Property Address	6798 COVE POINT RD, EXCELSIOR, MN 55331-4405
Document Number	0T05763988
Instrument Date	Oct 29, 2020
Instrument	T05763988
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6734 PLEASANT AVE, MINNEAPOLIS, MN 55423-2351

Mortgage

Document Number	0T05763989
Date	Oct 30, 2020
Instrument	T05763989

Lender

Name	FIRST NATIONAL BANK OF WASECA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,266.00 (+280.17%)	$2,498,300 (+206.92%) Land $556,500 Building $1,941,800	$2,498,300 (+206.92%) Land $556,500 Building $1,941,800
2023	$7,435.00
2022		$814,000 Land $725,000 Building $89,000	$814,000 Land $725,000 Building $89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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