6658 Cove Point Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 6658 Cove Point Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,465 sqft · built 2020
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Oct 2019)
Tax Bill	$29,139 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-117-24-42-0014`

Property Details

APN / Parcel Number

Primary APN	`27-117-24-42-0014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,465 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	2,465 sqft
Basement Area	1,479 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	44,431 sqft
View / Lot	Lake Front

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	6658 COVE POINT RD
City	EXCELSIOR
State	MN
Zip	55331-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 006 BLOCK 004 T WOODLAND COVE LAKE SECOND ADDN IRREGULAR
Legal Range	24
Legal Township	117
Legal Section	27
Legal Quarter	42
Legal Subdivision	WOODLAND COVE LAKE SECOND ADDN
Legal Block	4
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETRISTA
Census Block Group	2
Census Block	2005
Census Tract	27703

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6658 COVE POINT RD, EXCELSIOR, MN 55331-4406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Feb 10, 2026	Transfer on Death Deed, Transfer
Nov 25, 2020	Deed of Trust, Construction Loan · Construction Mortgage TRADITION MTG
Oct 30, 2019	Warranty Deed, Transfer CUSTOM HOME BUILDERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	20195658141
Last Transfer Date	Feb 3, 2026
Transfer Doc	0006184869
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6658 COVE POINT RD, EXCELSIOR, MN 55331-4406
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05888458
Date	Oct 19, 2021
Instrument	T05888458

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 10, 2026
Property Address	6658 COVE POINT RD, EXCELSIOR, MN 55331-4406
Document Number	00T6184869
Instrument Date	Feb 3, 2026
Instrument	T6184869
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Nov 25, 2020
Property Address	6658 COVE POINT RD, EXCELSIOR, MN 55331-4406
Document Number	0005773933
Instrument Date	Nov 24, 2020
Instrument	5773933
Transaction Type	Construction Loan
Record Updated	Dec 29, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6658 COVE POINT RD MINNETRISTA MN 553314406, MINNETRISTA, MN 55331-4406

Mortgage

Document Number	0005773933
Date	Nov 25, 2020
Instrument	5773933

Lender

Name	TRADITION MTG
Type	Mortgage Company
Address	16995 BRANDTJEN FARM DR, LAKEVILLE, MN 55044-6047

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 24, 2021

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 30, 2019
Property Address	6658 COVE POINT RD, EXCELSIOR, MN 55331-4406
Document Number	0005658141
Instrument Date	Oct 16, 2019
Instrument	5658141
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Tax	$3,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3220 CHERRYSTONE WAY COLORADO SPRINGS CO 809194549, COLORADO SPRINGS, CO 80919-4549

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetrista City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29,139.00 (+40.16%)	$2,572,700 (+21.64%) Land $1,192,500 Building $1,380,200	$2,572,700 (+21.64%) Land $1,192,500 Building $1,380,200
2023	$20,790.00
2022		$2,115,000 Land $1,088,000 Building $1,027,000	$2,115,000 Land $1,088,000 Building $1,027,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetrista serves 5,888 people · EPA ID MN1270036
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.71 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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