Brevard County property record for 6785 Arroyo Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,040 sqft · built 2007 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,125,000 (Sep 2025) |
| Tax Bill | $7,992 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-08-UM-B-26 |
| Primary APN | 26-36-08-UM-B-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,040 sqft Living Area |
| Gross Area | 5,229 sqft |
| 1st Floor Area | 2,924 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Width | 84 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 791 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 398 sqft |
| Deck Area | 849 sqft |
| Patio Area | 398 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2628595 |
|---|---|
| Street Address | 6785 ARROYO DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-8516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FAIRWAY LAKES AT VIERA PHASE I LOT 26 BLK B |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | FAIRWAY LAKES AT VIERA PHASE I |
| Legal Phase | I |
| Legal Block | B |
| Legal Lot Number | 26 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 71201 |
6785 Arroyo Dr is owned and occupied by an individual who bought it in September 2025.
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6785 ARROYO DR, MELBOURNE, FL 32940-8516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK |
| Sep 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 2, 2017 | Warranty Deed, Transfer · Line of Credit TCF NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on File |
| Deed Sale | Sep 15, 2025 · Amount on File |
| Prior Sale | Oct 2, 2017 · Amount on File |
| Deed Document Number | 2025185320 |
| Deed Book / Page | 10431 / 1879 |
| Prior Transfer Date | Mar 20, 2012 |
| Prior Transfer Doc | 0065700077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6785 ARROYO DR, MELBOURNE, FL 32940-8516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6785 ARROYO DR, MELBOURNE, FL 32940-8516 |
| Document Number | 0096941689 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 9694/1689 |
| Instrument | 2023006030 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 15, 2025 |
| Property Address | 6785 ARROYO DR, MELBOURNE, FL 32940-8516 |
| Document Number | 0104311879 |
| Book / Page | 10431 / 1879 |
| Map Reference | MB 53 PG 98-101 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025185320 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4442 TENNYSON DR, ROCKLEDGE, FL 32955-5368 |
| Name | Verified Name |
|---|---|
| Address | 6785 ARROYO DR, MELBOURNE, FL 32940-8516 |
| Document Number | 0104311881 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 10431/1881 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 2, 2017 |
| Property Address | 6785 ARROYO DR, MELBOURNE, FL 32940-8516 |
| Document Number | 0079930689 |
| Book / Page | 007993 / 000689 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 202380 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6785 ARROYO DR MELBOURNE FL 329408516, MELBOURNE, FL 32940-8516 |
| Document Number | 79930734 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 007993/000734 |
| Instrument | 202385 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 79930692, |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 007993/000692 |
| Instrument | 202382 |
| Name | SUNVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | WELLINGTON, FL 33414 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 6785 Arroyo Dr was $7,992, up 6.1% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $822,500 (+33.38%) | $822,500 (-6.27%) | |
| 2025 | $7,992.00 (+6.14%) Homeowner's exemption | $616,640 (+2.9%) | $877,540 (-1.58%) |
| 2024 | $7,530.00 (+13.22%) Homeowner's exemption | $599,270 (+3%) | $891,610 (+0.75%) Land $195,000 Building $696,610 |
| 2023 | $6,651.00 (+7.73%) Homeowner's exemption | $581,820 (+3%) | $885,000 (+14.06%) Land $175,000 Building $710,000 |
| 2022 | $6,174.00 Homeowner's exemption | $564,880 | $775,880 Land $145,000 Building $630,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6785 Arroyo Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 307 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 307 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6785 Arroyo Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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