6782 Cross County Rd, Mineral, VA 23117 Property Records

Louisa County property record for 6782 Cross County Rd, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Sep 2021)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`90 37`

Property Details

APN / Parcel Number

Primary APN	`90 37`
Alternative APNs	`8001` `7765`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	600 sqft

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	32 sqft
Shed	1 Shed
Shed Area	120 sqft
Pole Barn	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7765
Street Address	6782 CROSS COUNTY RD
City	MINERAL
State	VA
Zip	23117-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	MT RD DB 1791/016 .96 AC
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	3
Census Block	3030
Census Tract	950102

Owner

6782 Cross County Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6782 CROSS COUNTY RD, MINERAL, VA 23117-2808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Sep 13, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Deed Document Number	202111149
Deed Book / Page	1791 / 16
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	6782 CROSS COUNTY RD, MINERAL, VA 23117-2808
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	TERRY TITLE, TERRYS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001824/373
Date	Feb 7, 2022
Book Page	1824/373
Instrument	202200001410

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 13, 2021
Property Address	6782 CROSS COUNTY RD, MINERAL, VA 23117-2808
Document Number	1791/16
Book / Page	1791 / 16
Instrument Date	Sep 1, 2021
Instrument	202100011149
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	755 LOUISA, LOUISA, VA 23093

Tax Assessment & Valuation

The 2025 property tax bill for 6782 Cross County Rd was $1,794, up 10.9% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,308 (+9.67%) Land $54,600 Building $218,708	$273,308 (+9.67%) Land $54,600 Building $218,708
2025	$1,794.00 (+10.95%)	$249,200 Land $43,400 Building $205,800	$249,200 Land $43,400 Building $205,800
2024	$1,617.00
2023		$129,000 Land $33,600 Building $95,400
2022	$565.00		$129,000 Land $33,600 Building $95,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6782 Cross County Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6782 Cross County Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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