6701 Cross County Rd, Mineral, VA 23117 Property Records

Louisa County property record for 6701 Cross County Rd, Mineral, VA 23117

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1997
Lot Size	3.42 acres (148,975 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Nov 2021)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90 30D`

Property Details

APN / Parcel Number

Primary APN	`90 30D`
Alternative APNs	`24174` `22784`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	148,975 sqft (3.42 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	156 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22784
Street Address	6701 CROSS COUNTY RD
City	MINERAL
State	VA
Zip	23117-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	SELF & WINSTON PLAT 557/446 DB 1805/301 3.42 AC
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2021
Census Tract	950500

Owner

Source: Louisa County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6701 CROSS COUNTY RD, MINERAL, VA 23117-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 12, 2021	Deed, Transfer · VA Mortgage C&F MORTGAGE CORP
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	202113497
Deed Book / Page	1805 / 301
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	6701 CROSS COUNTY RD, MINERAL, VA 23117-2808
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002070/426
Date	Mar 9, 2026
Book Page	2070/426
Instrument	202600002232

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	235 Months
Due	Oct 1, 2045

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 12, 2021
Property Address	6701 CROSS COUNTY RD, MINERAL, VA 23117-2808
Document Number	1805/301
Book / Page	1805 / 301
Instrument Date	Oct 20, 2021
Instrument	202100013497
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS OF VA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6701 CROSS COUNTY RD, MINERAL, VA 23117-2808

Mortgage

Document Number	1805304
Date	Nov 12, 2021
Instrument	1805/304

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	6701 CROSS COUNTY RD, MINERAL, VA 23117-2808
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100001161
Date	Feb 2, 2021
Book Page	1734/348
Instrument	202100001161

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,700 (+6.37%) Land $66,700 Building $264,000	$330,700 (+6.37%) Land $66,700 Building $264,000
2025	$2,238.00 (+10.03%)	$310,900 (+20.36%) Land $55,500 Building $255,400	$310,900 (+20.36%) Land $55,500 Building $255,400
2024	$2,034.00 (+108.4%)
2023		$258,300 Land $45,700 Building $212,600
2022	$976.00		$258,300 Land $45,700 Building $212,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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