6781 River Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6781 River Stream Dr, Harrison, TN 37341

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 2005
Lot Size	0.339 acres (14,805 sqft)
Owner	2 Individual Names on File
Last Sale	$209,900 (Feb 2020)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094B C 007`

Property Details

APN / Parcel Number

Primary APN	`094B C 007`
Alternative APN	`0000140262`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,805 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 98.7 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000140262
Street Address	6781 RIVER STREAM DR
City	HARRISON
State	TN
Zip	37341-6986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 215 RIVER COVE SUB UNIT 5 PB58 PG57 71-164 OUT OF 94-31.03 FOR 1997
Legal Subdivision	RIVER COVE SUB UNIT
Legal Lot Number	215
Legal Unit	5
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	10101

Owner

6781 River Stream Dr is owned and occupied by two individuals who bought it in February 2020.

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6781 RIVER STREAM DR, HARRISON, TN 37341-6986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on File
Deed Sale	Feb 24, 2020 · Amount on File
Prior Sale	Sep 14, 2004 · Amount on File
Deed Document Number	2020022400024
Deed Book / Page	11916 / 33
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6781 RIVER STREAM DR, HARRISON, TN 37341-6986
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000114
Date	Jan 25, 2021
Book Page	12326/777
Instrument	2021012500114

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 24, 2020
Property Address	6781 RIVER STREAM DR, HARRISON, TN 37341-6986
Document Number	0224000024
Book / Page	011916 / 000033
Instrument Date	Feb 21, 2020
Instrument	200224000024
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6781 RIVER STREAM DR HARRISON TN 373416986, HARRISON, TN 37341-6986

Mortgage

Document Number	224000025
Date	Feb 24, 2020
Book Page	011916/000036
Instrument	200224000025

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6781 River Stream Dr was $1,279, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00 (+2.9%)	$84,425 (+51.91%)	$337,700 (+51.91%) Land $65,000 Building $272,700
2024	$1,243.00 (-0.72%)	$55,575 (-)	$222,300 (-) Land $50,000 Building $172,300
2023	$1,252.00	$55,575	$222,300 Land $50,000 Building $172,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6781 River Stream Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6781 River Stream Dr is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on River Stream Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures