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6774 River Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6774 River Stream Dr, Harrison, TN 37341

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,896 sqft · built 1998
Lot Size0.646 acres (28,163 sqft)
Owner2 Individual Names on File
Last Sale$242,000 (Dec 2018)
Tax Bill$1,582 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN094A D 001

Property Details

APN / Parcel Number

Primary APN094A D 001
Alternative APN
  • 0000140242

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,896 sqft Living Area

Exterior

Year BuiltBuilt 1998
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area28,163 sqft (0.646 acres)
Lot Dimensions278 ft deep x 101 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000140242
Street Address6774 RIVER STREAM DR
CityHARRISON
StateTN
Zip37341-6985
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 221 RIVER COVE SUB UNIT 5 PB58 PG57 OUT OF 94-31.03 FOR 1997
Legal SubdivisionRIVER COVE SUB UNIT
Legal Lot Number221
Legal Unit5
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group1
Census Block1000
Census Tract10101

Owner

6774 River Stream Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Hamilton County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing Address6774 RIVER STREAM DR, HARRISON, TN 37341-6985
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
USA FED'L SVGS BK
Dec 18, 2018Warranty Deed, Transfer · Conventional Mortgage
USAA
Feb 16, 2018Quit Claim Deed, Transfer
ABSTRACT TITLE AND ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2018 · Amount on File
Deed SaleDec 18, 2018 · Amount on File
Prior SaleFeb 16, 2018
Deed Document Number2018121800153
Deed Book / Page11525 / 244
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6774 RIVER STREAM DR, HARRISON, TN 37341-6985
Document Number1028000224
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 11, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6774 RIVER STREAM DR HARRISON TN 373416985, HARRISON, TN 37341-6985

Mortgage

Document Number1028000224
DateOct 28, 2020
Book Page012208/000732
Instrument201028000224
Lender
NameUSA FED'L SVGS BK
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 27, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 18, 2018
Property Address6774 RIVER STREAM DR, HARRISON, TN 37341-6985
Document Number1218000153
Book / Page011525 / 000244
Instrument DateDec 14, 2018
Instrument181218000153
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$895.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6774 RIVER STREAM DR HARRISON TN 373416985, HARRISON, TN 37341-6985

Mortgage

Document Number1218000154
DateDec 18, 2018
Book Page011525/000246
Instrument181218000154
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 17, 2048

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateFeb 16, 2018
Property Address6774 RIVER STREAM DR, HARRISON, TN 37341-6985
Document Number0000000217
Book / Page011273 / 000110
Instrument DateFeb 14, 2018
Instrument217
Transaction TypeTransfer
Record UpdatedMar 1, 2018
Title CompanyABSTRACT TITLE AND ESCROW

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6774 RIVER STREAM DR HARRISON TN 373416985, HARRISON, TN 37341-6985

Tax Assessment & Valuation

The 2025 property tax bill for 6774 River Stream Dr was $1,582, up 9.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,582.00 (+9.18%)$104,425 (+61.15%)$417,700 (+61.15%) Land $65,000 Building $352,700
2024$1,449.00 (-0.62%)$64,800 (-)$259,200 (-) Land $50,000 Building $209,200
2023$1,458.00$64,800$259,200 Land $50,000 Building $209,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6774 River Stream Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2009–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6774 River Stream Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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