6780 Kruger Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 6780 Kruger Rd, Three Oaks, MI 49128 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,002 sqft · built 1949
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$53,700 (Oct 1999)
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-0003-0030-01-2`

Property Details

APN / Parcel Number

Primary APN	`20-0003-0030-01-2`
Alternative APN	`11-20-0003-0030-01-2`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	1,002 sqft
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6780 KRUGER RD
City	THREE OAKS
State	MI
Zip	49128-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 112 RDS W OF NE COR SEC 3 T8S R20W TH W 8 RDS TH S 40 RDS TH E 8 RDS TH N 40 RDS TO BEG
Legal Range	20W
Legal Township	08S
Legal Section	03
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	1
Census Block	1024
Census Tract	11400

Owner

Source: Berrien County records · APN 20-0003-0030-01-2

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6780 KRUGER RD, THREE OAKS, MI 49128-9544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 1999 · Amount on Record
Deed Sale	Oct 01, 1999 · Amount on Record
Deed Book / Page	2005 / 1166
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6780 KRUGER RD, THREE OAKS, MI 49128-9544
Transaction Type	Mortgage
Record Updated	Nov 09, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03244/1690
Date	Jul 25, 2019
Book Page	3244/1690

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	6780 KRUGER RD, THREE OAKS, MI 49128-9544
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6780 KRUGER RD, THREE OAKS, MI 49128-9544
Investor	Possibly a Property Investor

Mortgage

Document Number	03392/2758
Date	Nov 22, 2022
Book Page	3392/2758
Instrument	2022367709

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,800 (+33.14%)	$181,600 (+33.14%)
2025	$1,323.00 (+7.21%)
2023		$68,200	$136,400
2022	$1,234.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 9% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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