Merced County property record for 6780 Cottage St, Winton, CA 95388
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,140 sqft · built 1951 |
| Lot Size | 0.166 acres (7,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (May 2020) |
| Tax Bill | $2,056 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-172-015-000 |
| Primary APN | 146-172-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,236 sqft (0.166 acres) |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 146-172-015 |
|---|---|
| Street Address | 6780 COTTAGE ST |
| City | WINTON |
| State | CA |
| Zip | 95388-8011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WINTON POR BLK 7 |
| Legal Subdivision | WINTON |
| Legal Block | 7 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 504 |
6780 Cottage St is owned by two individuals who bought it in May 2020.
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7513 N WINTON WAY, WINTON, CA 95388-9528 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on File |
| Deed Sale | May 4, 2020 · Amount on File |
| Prior Sale | Jun 28, 2016 · Amount on File |
| Deed Document Number | 202014292 |
| Prior Transfer Date | Jun 27, 2016 |
| Prior Transfer Doc | 0000021054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | May 4, 2020 |
| Property Address | 6780 COTTAGE ST, WINTON, CA 95388 |
| Document Number | 0000014292 |
| Map Reference | MB 5 PG 22 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 2020014292 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6780 COTTAGE ST, WINTON, CA 95388 |
| Document Number | 0000014293 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020014293 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 6780 Cottage St was $2,056, up 2% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Winton School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $199,672 (+2%) Land $50,196 Building $149,476 | |
| 2025 | $2,056.00 (+2.03%) | $195,758 Land $49,212 Building $146,546 |
| 2024 | $2,015.00 (+1.97%) | |
| 2023 | $1,976.00 (+1.33%) | $188,158 Land $47,302 Building $140,856 |
| 2022 | $1,950.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6780 Cottage St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6780 Cottage St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTON WATER & SANITARY DIST serves 9,745 people · EPA ID CA2410010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Ayera Technologies.
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