678 Windsor Dr, Westminster, MD 21158 Property Records

Carroll County property record for 678 Windsor Dr, Westminster, MD 21158

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,600 sqft · built 1995
Lot Size0.23 acres (10,007 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (Mar 2025)
Tax Bill$6,995 (2026)
Deeds & MortgagesFeb 2026 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-124422

Property Details

APN / Parcel Number

Primary APN07-124422
Alternative APNs
  • 7124422
  • 124422

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,600 sqft Total Area
Basement Area700 sqft
Finished Basement700 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,007 sqft (0.23 acres)

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area64 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number124422
Street Address678 WINDSOR DR
CityWESTMINSTER
StateMD
Zip21158-9447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-4
Legal DescriptionLT 357- 0.2297 AC 678 WINDSOR DR 37-140/13 FURNACE HILLS 38-21 SC 2
Legal SubdivisionFURNACE HILLS SEC 02
Legal Lot Number357
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3007
Census Tract507704

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address678 WINDSOR DR, WESTMINSTER, MD 21158-9447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jun 26, 2019Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC
Jun 20, 2018Deed, Transfer · Conventional Mortgage
CORRIDOR MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2025 · Amount on Record
Deed SaleMar 24, 2025 · Amount on Record
Prior SaleJun 20, 2018 · Amount on Record
Deed Book / Page11439 / 391
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address678 WINDSOR DR, WESTMINSTER, MD 21158-9447
Transaction TypeMortgage
Record UpdatedFeb 27, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 WINDSOR DR, WESTMINSTER, MD 21158-9447

Mortgage

Document Number0116890398
DateFeb 18, 2026
Book Page11689/398
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueNov 1, 2055

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address678 WINDSOR DR, WESTMINSTER, MD 21158-9447
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096630081
DateMay 6, 2020
Book Page9663/81
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address678 WINDSOR DR, WESTMINSTER, MD 21158-9447
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093310117
DateJun 26, 2019
Book Page9331/0117
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJun 20, 2018
Property Address678 WINDSOR DR, WESTMINSTER, MD 21158-9447
Document Number0090460488
Book / Page9046 / 0488
Map ReferenceMB38 FO21
Instrument DateJun 1, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCERTIFIED TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 WINDSOR DR, WESTMINSTER, MD 21158-9447

Mortgage

Document Number0009046495
DateJun 20, 2018
Instrument9046/495
Lender
NameCORRIDOR MORTGAGE GROUP INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,995.00 (+8.23%)$416,400 (+29.56%) Land $110,000 Building $306,400$416,400 (+29.56%) Land $110,000 Building $306,400
2025$6,463.00 (+19%)
2023$5,431.00 Homeowner's exemption$321,400 Land $110,000 Building $211,400$321,400 Land $110,000 Building $211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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