Carroll County property record for 677 Windsor Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,740 sqft · built 2000 |
| Lot Size | 0.166 acres (7,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Oct 2023) |
| Tax Bill | $7,223 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-124333 |
| Primary APN | 07-124333 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Total Area |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,211 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 124333 |
|---|---|
| Street Address | 677 WINDSOR DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-9447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-4 |
| Legal Description | LT 349 - 7211 SF 677 WINDSOR DR 37-140/13 FURNACE HILLS 38-21 SC 2 |
| Legal Subdivision | FURNACE HILLS SEC 02 |
| Legal Lot Number | 349 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 507704 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 677 WINDSOR DR, WESTMINSTER, MD 21158-9447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Oct 23, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Prior Sale | Aug 28, 2013 · Amount on Record |
| Deed Book / Page | 11134 / 361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 677 WINDSOR DR, WESTMINSTER, MD 21158-9447 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | INTEGRITY CLOSING COMPANY LLC, INTEGRITY T&E CO LLC |
| Name | Verified Name |
|---|---|
| Address | 677 WINDSOR DR, WESTMINSTER, MD 21158-9447 |
| Document Number | 0116650397 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 11665/397 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | ALLEN, TX 75013 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 23, 2023 |
| Property Address | 677 WINDSOR DR, WESTMINSTER, MD 21158-9447 |
| Document Number | 0111340361 |
| Book / Page | 11134 / 361 |
| Map Reference | MB 37 PG 140 |
| Instrument Date | Oct 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 WINDSOR DR, WESTMINSTER, MD 21158-9447 |
| Document Number | 0111340366 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 11134-0366 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,223.00 (+9.86%) | $430,000 (+9.85%) Land $100,000 Building $330,000 | $430,000 (-) Land $100,000 Building $330,000 |
| 2025 | $6,575.00 (+23.8%) | $391,433 (+24.54%) | $430,000 (+36.81%) Land $100,000 Building $330,000 |
| 2023 | $5,311.00 Homeowner's exemption | $314,300 Land $98,000 Building $216,300 | $314,300 Land $98,000 Building $216,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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