678 Ridgeway Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 678 Ridgeway Dr, Taylor Mill, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,542 sqft · built 1969
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$229,500 (Nov 2020)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058-30-00-186.00`

Property Details

APN / Parcel Number

Primary APN	`058-30-00-186.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,542 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	678 RIDGEWAY DR
City	TAYLOR MILL
State	KY
Zip	41015-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWAY SEC 1 LOT 15 .275 ACS NES RIDGEWAY DR
Legal Subdivision	RIDGEWAY
Legal Lot Number	15
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65300

Owner

678 Ridgeway Dr is owned and occupied by an individual who bought it in November 2020.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	678 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Nov 23, 2016
Deed Document Number	20205900221
Deed Book / Page	53 / 492
Prior Transfer Date	Jan 9, 2012
Prior Transfer Doc	0005900155
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 5, 2020
Property Address	678 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Document Number	0000000221
Book / Page	000053 / 000492
Instrument Date	Nov 2, 2020
Instrument	221
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GREENWOOD AVE FORT THOMAS KY 410752000, FORT THOMAS, KY 41075-2000

Mortgage

Document Number	222
Date	Nov 5, 2020
Book Page	00M120/000836
Instrument	222

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 678 Ridgeway Dr was $2,404.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Taylor Mill City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,600 (-) Land $30,000 Building $212,600	$242,600 (-) Land $30,000 Building $212,600
2025	$2,404.00	$242,600 Land $30,000 Building $212,600	$242,600 Land $30,000 Building $212,600
2023	$2,446.00	$229,500 Land $25,000 Building $204,500	$229,500 Land $25,000 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 678 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20