676 Ridgeway Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 676 Ridgeway Dr, Taylor Mill, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,478 sqft · built 1967
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on Record
Last Sale$205,100 (Sep 2020)
Tax Bill$2,183 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN058-30-00-185.00

Property Details

APN / Parcel Number

Primary APN058-30-00-185.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,478 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area11,979 sqft (0.275 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address676 RIDGEWAY DR
CityTAYLOR MILL
StateKY
Zip41015-2220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWAY SEC 1 LOT 14 .275 ACS NES RIDGEWAY DR
Legal SubdivisionRIDGEWAY
Legal Lot Number14
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1004
Census Tract65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address676 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage
GUARANTEED RATE
Sep 28, 2020Warranty Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Prior SaleJun 25, 2014 · Amount on Record
Deed Document Number20205900047
Deed Book / Page45 / 902
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address676 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Document Number0000000048
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address676 RIDGEWAY DR TAYLOR MILL KY 410152220, TAYLOR MILL, KY 41015-2220

Mortgage

Document Number0000000048
DateSep 28, 2020
Book Page00M103/000202
Instrument48
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 28, 2020
Property Address676 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Document Number0000000047
Book / Page000045 / 000902
Instrument DateSep 18, 2020
Instrument47
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address676 RIDGEWAY DR TAYLOR MILL KY 410152220, TAYLOR MILL, KY 41015-2220

Mortgage

Document Number48
DateSep 28, 2020
Book Page00M103/000202
Instrument48
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 27, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,300 (-) Land $30,000 Building $190,300$220,300 (-) Land $30,000 Building $190,300
2025$2,183.00 (-0.14%)$220,300 (+7.41%) Land $30,000 Building $190,300$220,300 (+7.41%) Land $30,000 Building $190,300
2023$2,186.00$205,100 Land $25,000 Building $180,100$205,100 Land $25,000 Building $180,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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