Clay County property record for 678 Ford Rd, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,486 sqft · built 1977 |
| Lot Size | 4.64 acres (202,118 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $245,000 (Dec 2020) |
| Tax Bill | $920 (2025) |
| Deeds & Mortgages | Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 543900529327 |
| Primary APN | 543900529327 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 1,486 sqft Heated Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 202,118 sqft (4.64 acres) |
| Account Number | 619208000 |
|---|---|
| Street Address | 678 FORD RD |
| City | WARNE |
| State | NC |
| Zip | 28909-8708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1125 FORD ROAD |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950201 |
Source: Clay County assessment roll, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 678 FORD RD, WARNE, NC 28909-8708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Deed Document Number | 20203446 |
| Deed Book / Page | 447 / 208 |
| Prior Transfer Date | May 6, 2014 |
| Prior Transfer Doc | 388/221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Dec 22, 2020 |
| Property Address | 678 FORD RD, WARNE, NC 28909-8708 |
| Document Number | 447/208 |
| Book / Page | 447 / 208 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2020003446 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 236 SPRUCE COVE RD, HAYESVILLE, NC 28904-9407 |
Source: Clay County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $920.00 (+12.2%) | $174,600 (-) Land $48,700 Building $125,900 | $174,600 (-) Land $48,700 Building $125,900 |
| 2023 | $820.00 | $174,600 Land $48,700 Building $125,900 | $174,600 Land $48,700 Building $125,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain Electric Membership Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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