646 Ford Rd, Warne, NC 28909 Property Records

Clay County property record for 646 Ford Rd, Warne, NC 28909 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,496 sqft · built 2001
Lot Size	3.18 acres (138,521 sqft)
Owner	Individual Name on File
Tax Bill	$1,592 (2025)
Flood Zone	Zone X (minimal risk)
APN	`543900610933`

Property Details

APN / Parcel Number

Primary APN	`543900610933`
Alternative APN	`11396306`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	4,496 sqft Heated Area

Exterior

Year Built	Built 2001
Lot Area	138,521 sqft (3.18 acres)

Location & Zoning

Account Number	11396306
Street Address	646 FORD RD
City	WARNE
State	NC
Zip	28909-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORD ROAD
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	1
Census Block	1021
Census Tract	950201

Owner

Source: Clay County records · APN 543900610933

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1759 GREEN COVE RD, BRASSTOWN, NC 28902-8702
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2010
Deed Sale	Jun 18, 2010
Deed Document Number	0000350109
Deed Book / Page	350 / 109
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (+6.7%)	$317,500 (-) Land $39,200 Building $278,300	$317,500 (-) Land $39,200 Building $278,300
2023	$1,492.00	$317,500 Land $39,200 Building $278,300	$317,500 Land $39,200 Building $278,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	About 1 in 365 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.