678 Floyd Ave, Guyton, GA 31312 Property Records

Effingham County property record for 678 Floyd Ave, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,625 sqft · built 1957
Lot Size	3.54 acres (154,202 sqft)
Owner	Individual Name on Record
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02960-021-000`

Property Details

APN / Parcel Number

Primary APN	`02960-021-000`
Alternative APNs	`00330012000` `02960021` `2379`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,625 sqft Heated Area
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1980
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	154,202 sqft (3.54 acres)

Exterior Amenities

Porch	Slab
Porch Area	81 sqft
Shed	1 Shed
Shed Area	308 sqft
Lean-To	280 sqft
Utility Building	200 sqft

Location & Zoning

Account Number	2379
Street Address	678 FLOYD AVE
City	GUYTON
State	GA
Zip	31312-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	3.54 AC PL 212-6
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	30207

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	678 FLOYD AVE, GUYTON, GA 31312-4618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2004
Deed Sale	Oct 25, 2004
Deed Book / Page	1187 / 131
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	678 FLOYD AVE, GUYTON, GA 31312-4618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2389/463
Date	Feb 9, 2017
Book Page	2389/463
Instrument	001111

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,032 (-) Land $47,672 Building $43,360	$227,581 (-) Land $119,181 Building $108,400
2025	$3,196.00 (+52.41%)	$91,032 (+39.17%) Land $47,672 Building $43,360	$227,581 (+39.17%) Land $119,181 Building $108,400
2024	$2,097.00 (+19.08%)	$65,411 (+14.1%) Land $37,119 Building $28,292	$163,529 (+14.1%) Land $92,798 Building $70,731
2023	$1,761.00 (+7.9%)	$57,327 (+19.88%) Land $37,119 Building $20,208	$143,318 (+19.88%) Land $92,798 Building $50,520
2022	$1,632.00	$47,822 Land $27,614 Building $20,208	$119,554 Land $69,034 Building $50,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20