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657 Floyd Ave, Guyton, GA 31312 Property Records

Effingham County property record for 657 Floyd Ave, Guyton, GA 31312

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,764 sqft · built 1970
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$2,609 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN02960-054-000

Property Details

APN / Parcel Number

Primary APN02960-054-000
Alternative APNs
  • 00480001000
  • 02960054
  • 2411

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,764 sqft Heated Area
Utility Area200 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
CarportCarport
Carport Area1,120 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area320 sqft
Lean-To192 sqft
Utility Building384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2411
Old Parcel Number02960054
Street Address657 FLOYD AVE
CityGUYTON
StateGA
Zip31312-4613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-1
Legal Description1.00 AC PAR 2
JurisdictionEFFINGHAM GA
Township / Civil DivisionGUYTON-SPRINGFIELD
Census Block Group2
Census Block2016
Census Tract30207

Owner

Source: Effingham County records · APN 02960-054-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address657 FLOYD AVE, GUYTON, GA 31312-4613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage
ROCKET MORTGAGE
Dec 23, 2025Deed of Trust, Mortgage
ROCKET MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2025
Deed SaleApr 07, 2025
Deed Document Number0002965804
Deed Book / Page2965 / 804
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address657 FLOYD AVE, GUYTON, GA 31312-4613
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 FLOYD AVE, GUYTON, GA 31312-4613

Mortgage

Document Number0000003024/0000000511
DateFeb 17, 2026
Book Page0000003024/0000000511
InstrumentD2026001246
Lender
NameROCKET MORTGAGE
Agreement
AmountAmount Recorded
Term240 Months
DueJan 01, 2046

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address657 FLOYD AVE, GUYTON, GA 31312-4613
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address657 FLOYD AVE, GUYTON, GA 31312-4613

Mortgage

Document Number0000003015/0000000203
DateDec 23, 2025
Book Page0000003015/0000000203
Lender
NameROCKET MORTGAGE
Agreement
AmountAmount Recorded
Term240 Months
DueJan 01, 2046

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,609.00 (+79.93%)$70,647 (+11.61%) Land $20,093 Building $50,554$176,617 (+11.6%) Land $50,233 Building $126,384
2024$1,450.00 (+64.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$63,300 (+10.93%) Land $18,204 Building $45,096$158,252 (+10.94%) Land $45,511 Building $112,741
2023$882.00 (-32.77%) Homeowner's exemption$57,061 (+13.59%) Land $18,204 Building $38,856$142,652 (+13.59%) Land $45,511 Building $97,141
2022$1,312.00 Homeowner's exemption$50,234 Land $11,378 Building $38,856$125,585 Land $28,444 Building $97,141

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Aug 2024 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 87% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 34 locations within half a mile of this property.

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