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678 Dolphin Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 678 Dolphin Ave, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,478 sqft · built 1964
Lot Size0.238 acres (10,374 sqft)
OwnerIndividual Name on Record
Last Sale$415,000 (Jul 2020)
Tax Bill$3,570 (2024)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00551300-000000

Property Details

APN / Parcel Number

Primary APN00551300-000000
Alternative APNs
  • 14613900551300000000
  • 1676845

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,478 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeReinforced Concrete
Roof MaterialOther
Lot Area10,374 sqft (0.238 acres)
PorchFinished/Screened Porch
Porch Area255 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1676845
Old Parcel Number14613900551300000000
Street Address678 DOLPHIN AVE
CityKEY LARGO
StateFL
Zip33037-4736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 LTS 1 AND 2 ANGLERS PARK PB1-159 KEY LARGO OR51-371 OR384-352 OR571-334D/C OR970-2496AFF OR970-2498 OR970-2497AFF
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionANGLERS PARK
Legal Block3
Legal Lot Number1-2 2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1050
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address678 DOLPHIN AVE, KEY LARGO, FL 33037-4736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleOct 14, 2014 · Amount on Record
Deed Document Number2275352
Deed Book / Page3034 / 2483
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 31, 2020
Property Address678 DOLPHIN AVE, KEY LARGO, FL 33037-4736
Document Number0030342483
Book / Page3034 / 2483
Map ReferenceMB 1 PG 159
Instrument DateJul 30, 2020
Instrument2275352
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyABSOLUTE FIRST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address195 SW TURKEY GLN, 195, FORT WHITE, FL 32038-8329

Transferred To (Grantee/Buyer)

NameVerified Name
Address678 DOLPHIN AVE, KEY LARGO, FL 33037-4736

Mortgage

Document Number0030342485
DateJul 31, 2020
Instrument3034/2485
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$399,482 (+5.99%)$613,352 (+0.1%) Land $393,120 Building $220,232
2024$3,570.00 (+4.54%)
2023$3,415.00 (+5.56%) Homeowner's exemption$376,917 (+3%)$612,740 (+13.53%) Land $415,800 Building $196,940
2022$3,235.00 Homeowner's exemption$365,939$539,718 Land $340,200 Building $199,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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