664 Dolphin Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 664 Dolphin Ave, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1988
Lot Size	0.241 acres (10,513 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (Mar 2018)
Tax Bill	$3,553 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00551360-000000`

Property Details

APN / Parcel Number

Primary APN	`00551360-000000`
Alternative APNs	`14613900551360000000` `1676900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	1,524 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,513 sqft (0.241 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Pool Area	384 sqft
Porch	Enclosed Porch
Porch Area	2,190 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1676900
Old Parcel Number	14613900551360000000
Street Address	664 DOLPHIN AVE
City	KEY LARGO
State	FL
Zip	33037-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 7-8 ANGLERS PARK PB1-159 KEY LARGO OR51-371 OR439-108/09 OR787-30 OR808-2110 OR896-955 OR902-331 OR980-1026
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	ANGLERS PARK
Legal Block	3
Legal Lot Number	7-8 8
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1050
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

664 Dolphin Ave is owned and occupied by an individual who bought it in March 2018.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	664 DOLPHIN AVE, KEY LARGO, FL 33037-4736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Prior Sale	Sep 2, 2011 · Amount on File
Deed Document Number	2158835
Deed Book / Page	2895 / 1059
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	664 DOLPHIN AVE, KEY LARGO, FL 33037-4736
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 DOLPHIN AVE, KEY LARGO, FL 33037-4736

Mortgage

Document Number	0030592475
Date	Dec 2, 2020
Book Page	3059/2475
Instrument	2293017

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 9, 2018
Property Address	664 DOLPHIN AVE, KEY LARGO, FL 33037-4736
Document Number	0028951059
Book / Page	2895 / 1059
Map Reference	MB1 PG159
Instrument Date	Mar 6, 2018
Instrument	2158835
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,562.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	644 DOLPHIN AVE, KEY LARGO, FL 33037-4736

Mortgage

Document Number	0002158836
Date	Mar 9, 2018
Instrument	2158836

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$397,245	$617,248 Land $393,607 Building $223,641
2024	$3,553.00 (+4.56%)
2023	$3,398.00 (+5.66%) Homeowner's exemption	$374,806 (+3%)	$628,187 (+15.57%) Land $416,315 Building $211,872
2022	$3,216.00 Senior Citizen's exemption	$363,890	$543,539 Land $340,621 Building $202,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 664 Dolphin Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 664 Dolphin Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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