Lenoir County property record for 678 Central Ave, Kinston, NC 28504
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,698 sqft · built 1969 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (Aug 2020) |
| Tax Bill | $2,249 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 450302798860 |
| Primary APN | 450302798860 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,698 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Lot Dimensions | 107 ft deep x 465 ft wide |
| Garage Type | Carport |
| Garage Area | 270 sqft |
| Carport | Carport |
| Carport Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 366 sqft |
| Utility Building | 55 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 678 CENTRAL AVE |
|---|---|
| City | KINSTON |
| State | NC |
| Zip | 28504-6352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 678 CENTRAL AV 678 CENTRAL AV |
| Jurisdiction | LENOIR NC |
| Township / Civil Division | NEUSE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 11301 |
678 Central Ave is owned and occupied by two individuals who bought it in August 2020.
Source: Lenoir County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 678 CENTRAL AVE, KINSTON, NC 28504-6352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on File |
| Deed Sale | Aug 24, 2020 · Amount on File |
| Deed Book / Page | 1891 / 105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENOIR NC |
| Property Address | 678 CENTRAL AVE, KINSTON, NC 28504-6352 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 678 CENTRAL AVE, KINSTON, NC 28504-6352 |
| Document Number | 0019520411 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 1952/411 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENOIR NC |
| Recording Date | Aug 24, 2020 |
| Property Address | 678 CENTRAL AVE, KINSTON, NC 28504-6352 |
| Document Number | 0018910105 |
| Book / Page | 1891 / 105 |
| Map Reference | MB 8 PG 38 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3446 PAULS PATH RD, 3446, LA GRANGE, NC 28551-8722 |
| Name | Verified Name |
|---|---|
| Address | 678 CENTRAL AVE, KINSTON, NC 28504-6352 |
| Document Number | 1891117 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 1891/117 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2026 property tax bill for 678 Central Ave was $2,249, down 3.8% from the year before.
Source: Lenoir County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lenoir County |
| Unified School District | Lenoir County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,249.00 (-3.85%) | $300,746 (-) Land $23,664 Building $277,082 | $300,746 (-) Land $23,664 Building $277,082 |
| 2025 | $2,339.00 | $300,746 Land $23,664 Building $277,082 | $300,746 Land $23,664 Building $277,082 |
| 2023 | $1,271.00 | $125,073 Land $16,200 Building $108,873 | $125,073 Land $16,200 Building $108,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 678 Central Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 21 (1999–2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 678 Central Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEP RUN WATER CORPORATION private · serves 14,196 people · EPA ID NC0454030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InfinityLink Communications Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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