641 Central Ave, Kinston, NC 28504 Property Records

Lenoir County property record for 641 Central Ave, Kinston, NC 28504

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,350 sqft · built 1967
Lot Size0.86 acres (37,462 sqft)
OwnerIndividual Name on Record
Last Sale$11,000 (Mar 2014)
Tax Bill$1,211 (2026)
Deeds & MortgagesMar 2020 Sale
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN450302892523

Property Details

APN / Parcel Number

Primary APN450302892523
Alternative APN
  • 19654

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,350 sqft Finished Area

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Roof MaterialOther
Lot Area37,462 sqft (0.86 acres)
Lot Dimensions198 ft deep x 106 ft wide
Garage TypeCarport
Garage Area294 sqft
CarportCarport
Carport Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Deck Area192 sqft
Patio Area192 sqft
Utility Building126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address641 CENTRAL AVE
CityKINSTON
StateNC
Zip28504-6351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description641 CENTRAL AVE 641 CENTRAL AV
Legal SubdivisionS P JACKSON PROPERTY
JurisdictionLENOIR NC
Township / Civil DivisionNEUSE
Census Block Group1
Census Block1045
Census Tract11301

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address641 CENTRAL AVE, KINSTON, NC 28504-6351
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 31, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2014 · Amount on Record
Deed SaleMar 21, 2014 · Amount on Record
Deed Document Number20141715-133
Deed Book / Page1715 / 133
Last Transfer DateMar 16, 2020
Transfer Doc0018780860
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLENOIR NC
Recording DateMar 17, 2020
Property Address641 CENTRAL AVE, KINSTON, NC 28504-6351
Document Number0018780860
Book / Page001878 / 000860
Instrument DateMar 16, 2020
Transaction TypeTransfer
Record UpdatedJun 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address641 CENTRAL AVE KINSTON NC 285046351, KINSTON, NC 28504-6351

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLENOIR NC
Property Address641 CENTRAL AVE, KINSTON, NC 28504-6351
Document Number0018360354
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 CENTRAL AVE KINSTON NC 285046351, KINSTON, NC 28504-6351

Mortgage

Document Number0018360354
DateAug 9, 2018
Book Page001836/000354
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 8, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLenoir County
Unified School DistrictLenoir County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,211.00$162,019 (-) Land $19,010 Building $143,009$162,019 (-) Land $19,010 Building $143,009
2025$1,211.00 (+61.47%)$162,019 (+103.95%) Land $19,010 Building $143,009$162,019 (+103.95%) Land $19,010 Building $143,009
2023$750.00$79,440 Land $15,000 Building $64,440$79,440 Land $15,000 Building $64,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims21 (1999–2020)
Most Recent ClaimNov 2020 · river or lake flooding
Claims by Event
  • Hurricane Florence, Sep 2018 · 6 claims
  • Hurricane Matthew, Oct 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEEP RUN WATER CORPORATION
private · serves 14,196 people · EPA ID NC0454030
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
InfinityLink Communications
Fiber
10,000 / 10,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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