Merced County property record for 678 Birch Ave, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,255 sqft · built 2005 |
| Lot Size | 0.197 acres (8,596 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,000 (Jul 2017) |
| Tax Bill | $5,974 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Mar 2018 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-060-038-000 |
| Primary APN | 431-060-038-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,255 sqft Living Area |
| Gross Area | 2,850 sqft |
| 1st Floor Area | 2,255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Lot Area | 8,596 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 291 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 431-060-038 |
|---|---|
| Street Address | 678 BIRCH AVE |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOS BANOS GARDENS 5 UNIT NO 3 LOT 213 |
| Legal Subdivision | LOS BANOS GARDENS 98-02 |
| Legal Lot Number | 213 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 2301 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 678 BIRCH AVE, LOS BANOS, CA 93635-9693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 1, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST AMERICAN TITLE INSURANCE |
| Jul 7, 2017 | Grant Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Prior Sale | Nov 21, 2012 · Amount on Record |
| Deed Document Number | 201721674 |
| Prior Transfer Date | Jun 27, 2017 |
| Prior Transfer Doc | 0000021674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 678 BIRCH AVE, LOS BANOS, CA 93635-9693 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 678 BIRCH AVE, LOS BANOS, CA 93635-9693 |
| Document Number | 0000027956 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020027956 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 678 BIRCH AVE, LOS BANOS, CA 93635-9693 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000006106 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 2018006106 |
| Name | FIRST AMERICAN TITLE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | MERCED, CA 95348 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2028 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 7, 2017 |
| Property Address | 678 BIRCH AVE, LOS BANOS, CA 93635-9693 |
| Document Number | 0000021674 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 21674 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.00 |
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 678 BIRCH AVE LOS BANOS CA 936359693, LOS BANOS, CA 93635-9693 |
| Document Number | 21675 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 21675 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $485,118 (+2%) Land $92,843 Building $392,275 | |
| 2025 | $5,974.00 (+5.51%) | $475,607 (+4.04%) Land $91,023 Building $384,584 |
| 2023 | $5,662.00 (+2.02%) | $457,141 Land $87,490 Building $369,651 |
| 2022 | $5,550.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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