669 Birch Ave, Los Banos, CA 93635 Property Records

Merced County property record for 669 Birch Ave, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,434 sqft · built 2005
Lot Size0.202 acres (8,783 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Mar 2018)
Tax Bill$5,504 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN431-060-060-000

Property Details

APN / Parcel Number

Primary APN431-060-060-000
Alternative APNs
  • 083590060000
  • 431-060-060

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,434 sqft Living Area
Gross Area3,116 sqft
1st Floor Area2,434 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area8,783 sqft (0.202 acres)
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
Patio Area158 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number431-060-060
Street Address669 BIRCH AVE
CityLOS BANOS
StateCA
Zip93635-9693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionLOS BANOS GARDENS 5 UNIT NO 3 LOT 191
Legal SubdivisionLOS BANOS GARDENS 05
Legal Lot Number191
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group4
Census Block4012
Census Tract2301

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address669 BIRCH AVE, LOS BANOS, CA 93635-9693
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 23, 2018Grant Deed, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2018 · Amount on Record
Deed SaleMar 23, 2018 · Amount on Record
Prior SaleApr 3, 2009 · Amount on Record
Deed Document Number20188682
Prior Transfer DateDec 22, 2008
Prior Transfer Doc0000002670
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address669 BIRCH AVE, LOS BANOS, CA 93635-9693
Transaction TypeMortgage
Record UpdatedSep 19, 2022
Title CompanyAMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 BIRCH AVE, LOS BANOS, CA 93635-9693

Mortgage

Document Number0000030008
DateAug 18, 2022
Instrument2022030008
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address669 BIRCH AVE, LOS BANOS, CA 93635-9693
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address669 BIRCH AVE, LOS BANOS, CA 93635-9693

Mortgage

Document Number0000034413
DateAug 3, 2021
Instrument2021034413
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMar 23, 2018
Property Address669 BIRCH AVE, LOS BANOS, CA 93635-9693
Document Number0000008682
Map ReferenceMB 63 PG 48-53
Instrument DateMar 14, 2018
Instrument2018008682
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE COMPANY MERCED

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address669 BIRCH AVE, LOS BANOS, CA 93635-9693

Mortgage

Document Number0000008683
DateMar 23, 2018
Instrument2018008683
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Mortgage

Document Number0000008684
DateMar 23, 2018
Instrument2018008684
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 23, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$441,017 (+2%) Land $98,648 Building $342,369
2025$5,504.00 (+5.58%)$432,370 (+4.04%) Land $96,714 Building $335,656
2023$5,213.00 (+2.08%)$415,582 Land $92,959 Building $322,623
2022$5,107.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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