Berrien County property record for 6776 2nd, Coloma, MI 49038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1961 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,500 (Apr 2025) |
| Tax Bill | $1,944 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2008 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-5980-0047-00-1 |
| Primary APN | 08-5980-0047-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,332 sqft |
| Unfinished Basement | 1,332 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6776 2ND AVE |
|---|---|
| City | COLOMA |
| State | MI |
| Zip | 49038-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LOTS 47 & 48, BLK 11, PAW PAW ISLANDS SUBDIVISION NO. 3. |
| Legal Subdivision | PAW PAW ISLANDS SUB |
| Legal Block | 11 |
| Legal Lot Number | 47-48 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | COLOMA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10202 |
6776 2nd is owned and occupied by an individual who bought it in April 2025.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1901 S CALUMET AVE, 2408, CHICAGO, IL 60616-6026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 8, 2008 | Deed of Trust, Mortgage · FHA Mortgage LAKEWOOD HOME FINANCE INC |
| Apr 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 6, 2011 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2025 · Amount on File |
| Deed Sale | Apr 2, 2025 · Amount on File |
| Prior Sale | Jul 6, 2011 · Amount on File |
| Deed Document Number | 2025429538 |
| Deed Book / Page | 3447 / 2534 |
| Prior Transfer Date | Jun 28, 2004 |
| Prior Transfer Doc | 2525001657 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6776 2ND AVE, COLOMA, MI 49038-9532 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6776 2ND AVE, COLOMA, MI 49038-9532 |
| Document Number | 03468/4308 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 3468/4308 |
| Instrument | 2026450506 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6776 2ND AVE, COLOMA, MI 49038-9532 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Title Company | METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 02861/0071 |
|---|---|
| Date | Oct 8, 2008 |
| Book Page | 2861/0071 |
| Name | LAKEWOOD HOME FINANCE INC |
|---|---|
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 2, 2025 |
| Property Address | 6776 2ND AVE, COLOMA, MI 49038-9532 |
| Document Number | 03447/2534 |
| Book / Page | 3447 / 2534 |
| Map Reference | LB 13 PG 28 |
| Instrument | 2025429538 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,088.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2015 W FULLERTON AVE, CHICAGO, IL 60647-0286 |
| Name | Verified Name |
|---|---|
| Address | 1901 S CALUMET AVE UNIT 2408, 2408, CHICAGO, IL 60616-6026 |
| Document Number | 0034472540 |
|---|---|
| Date | Apr 2, 2025 |
| Instrument | 3447/2540 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 6, 2011 |
| Property Address | 6776 2ND AVE, COLOMA, MI 49038-9532 |
| Document Number | 02962/0886 |
| Book / Page | 2962 / 0886 |
| Map Reference | LB13 PG28 |
| Instrument Date | Jun 30, 2011 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2425 N KIMBALL AVE, CHICAGO, IL 60647-2401 |
| Document Number | 0029620887 |
|---|---|
| Date | Jul 6, 2011 |
| Instrument | 2962/0887 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2041 |
The 2025 property tax bill for 6776 2nd was $1,944 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Coloma Charter Township |
| Unified School District | Coloma Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,900 | $249,800 | |
| 2025 | $1,944.00 | ||
| 2023 | $85,100 | $170,200 | |
| 2022 | $2,699.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6776 2nd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6776 2nd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLOMA serves 1,555 people · EPA ID MI0001530 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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