6771 Ruth Rd, Madison, VA 22727 Property Records

Madison County property record for 6771 Ruth Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1972
Lot Size	0.665 acres (28,967 sqft)
Owner	Individual Name on Record
Last Sale	$280,500 (Feb 2025)
Tax Bill	$1,815 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38A-(1)-1-1`

Property Details

APN / Parcel Number

Primary APN	`38A-(1)-1-1`
Alternative APN	`1051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,967 sqft (0.665 acres)
Terrain	Rolling
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1051
Street Address	6771 RUTH RD
City	MADISON
State	VA
Zip	22727-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	IN 180001608 0.665 AC 38A(1)-1-1 RT 658
Legal Subdivision	WHITE OAK SEC I
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	1
Census Block	1041
Census Tract	930201

Owner

Source: Madison County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6771 RUTH RD, MADISON, VA 22727-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage HUD
Aug 30, 2019	Deed of Trust, Mortgage · Construction Mortgage LOAN DEPOT INC
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Dec 19, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	2025210
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	0000001608
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	6771 RUTH RD, MADISON, VA 22727-5026
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000043
Date	Jan 12, 2024
Instrument	240000043

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	6771 RUTH RD, MADISON, VA 22727-5026
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001237
Date	Aug 30, 2019
Instrument	190001237

Lender

Name	LOAN DEPOT INC
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	6771 RUTH RD, MADISON, VA 22727-5026
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001276
Date	Oct 13, 2023
Instrument	230001276

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Sep 1, 2049

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON VA
Recording Date	Dec 19, 2018
Property Address	6771 RUTH RD, MADISON, VA 22727-5026
Document Number	0180001608
Instrument Date	Dec 14, 2018
Instrument	180001608
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6771 RUTH RD, MADISON, VA 22727-5026

Mortgage

Document Number	0180001609
Date	Dec 19, 2018
Instrument	180001609

Lender

Name	CBM MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,815.00 (+21.08%)	$342,500 (+68.97%) Land $67,000 Building $275,500	$342,500 (+68.97%) Land $67,000 Building $275,500
2023	$1,499.00	$202,700 Land $47,000 Building $155,700	$202,700 Land $47,000 Building $155,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

Nearby Properties on Ruth Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures