5919 Ruth Rd, Madison, VA 22727 Property Records

Madison County property record for 5919 Ruth Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,576 sqft · built 2006
Lot Size	18.8 acres (822,282 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Jul 2020)
Tax Bill	$7,837 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38--23`

Property Details

APN / Parcel Number

Primary APN	`38--23`
Alternative APN	`1870`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,576 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Logs
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	822,282 sqft (18.8 acres)
Terrain	Rolling
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,216 sqft
Deck Area	288 sqft
Balcony	Balcony
Balcony Area	14 sqft
Stable	1,296 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1870
Old Parcel Number	38- -23
Street Address	5919 RUTH RD
City	MADISON
State	VA
Zip	22727-5069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	IN 200001131 18.877 AC 38-23 RT 658
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	2
Census Block	2049
Census Tract	930201

Owner

5919 Ruth Rd is owned and occupied by an individual who bought it in July 2020.

Source: Madison County records, as of December 13, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5919 RUTH RD, MADISON, VA 22727-5069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Jul 31, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage FULTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Aug 31, 2007
Deed Document Number	0200001131
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	5919 RUTH RD, MADISON, VA 22727-5069
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000333
Date	Mar 3, 2022
Instrument	220000333

Lender

Name	ZILLOW HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

July 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MADISON VA
Recording Date	Jul 31, 2020
Property Address	5919 RUTH RD, MADISON, VA 22727-5069
Document Number	0200001131
Map Reference	MB 41 PG 43
Instrument Date	Jul 29, 2020
Instrument	200001131
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5919 RUTH RD, MADISON, VA 22727-5069

Mortgage

Document Number	0200001132
Date	Jul 31, 2020
Instrument	200001132

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,837.00	$1,059,100 Land $227,600 Building $831,500	$1,059,100 Land $227,600 Building $831,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5919 Ruth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5919 Ruth Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ruth Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures