Oakland County property record for 677 Harmon St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 10.5 ba · 8,778 sqft · built 2003 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,880,000 (Jan 2021) |
| Tax Bill | $63,430 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-354-022 |
| Primary APN | 08-19-25-354-022 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 10.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 33 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 8,778 sqft Living Area |
| Basement Area | 3,718 sqft |
| Finished Basement | 3,718 sqft |
| Unfinished Basement | 2,789 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 17,250 sqft (0.396 acres) |
| Garage Area | 1,116 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 677 HARMON ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-3819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R10E, SEC 25 RANDALL ADD LOTS 5 & 6, ALSO 1/2 OF VAC ALLEY ADJ TO SD LOT 5 8-14-15 FR 002 & 003 9-21-15 CORR |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | RANDALL ADD |
| Legal Lot Number | 5-6,8 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 152600 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 677 HARMON ST, BIRMINGHAM, MI 48009-3819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 25, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on Record |
| Deed Sale | Jan 25, 2021 · Amount on Record |
| Prior Sale | May 23, 2012 · Amount on Record |
| Deed Document Number | 202120321 |
| Deed Book / Page | 55568 / 17 |
| Prior Transfer Date | May 23, 2014 |
| Prior Transfer Doc | 0000109607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 677 HARMON ST, BIRMINGHAM, MI 48009-3819 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 677 HARMON ST, BIRMINGHAM, MI 48009-3819 |
| Document Number | 0000102531 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 58885/413 |
| Instrument | 102531 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 677 HARMON ST, BIRMINGHAM, MI 48009-3819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1196 LAKESIDE DR, BIRMINGHAM, MI 48009-1381 |
| Document Number | 0000021320 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 55573/310 |
| Instrument | 21320 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 25, 2021 |
| Property Address | 677 HARMON ST, BIRMINGHAM, MI 48009-3819 |
| Document Number | 0000020321 |
| Book / Page | 55568 / 17 |
| Map Reference | LB 4 PG 65 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 20321 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $33,368.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 677 HARMON ST, 677, BIRMINGHAM, MI 48009-3819 |
| Name | Verified Name |
|---|---|
| Address | 677 HARMON ST, BIRMINGHAM, MI 48009-3819 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,430.00 (-9.78%) Homeowner's exemption | $2,345,270 (+15.18%) | $4,690,540 (+15.18%) |
| 2024 | $70,307.00 (+9.29%) | ||
| 2023 | $2,036,260 | $4,072,520 | |
| 2021 | $64,329.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 38 units insured incl. 28 condo units |
| Nearby Flood Claims | 4 (1981–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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