Oakland County property record for 580 Harmon St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,316 sqft · built 1997 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $822,000 (Sep 2020) |
| Tax Bill | $17,981 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-25-327-060 |
| Primary APN | 08-19-25-327-060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,316 sqft Living Area |
| 1st Floor Area | 1,597 sqft |
| Basement Area | 1,118 sqft |
| Unfinished Basement | 1,118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 135 ft deep x 46 ft wide |
| Garage Area | 479 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 51 sqft |
| Deck Area | 19 sqft |
| Patio Area | 19 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 580 HARMON ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 25 BIRMINGHAM HEIGHTS LOT 4, ALSO 1/2 OF VAC ALLEY ADJ TO SAME 2-6-96 FR 011 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 25 |
| Legal Subdivision | BIRMINGHAM |
| Legal Lot Number | 4 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 152600 |
580 Harmon St is owned and occupied by two individuals who bought it in September 2020.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 580 HARMON ST, BIRMINGHAM, MI 48009-3820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Sep 16, 2020 | Warranty Deed, Transfer TCF NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on File |
| Deed Sale | Sep 16, 2020 · Amount on File |
| Prior Sale | Oct 6, 1997 |
| Deed Document Number | 2020187799 |
| Deed Book / Page | 54836 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 580 HARMON ST, BIRMINGHAM, MI 48009-3820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 6315 E SURREY RD, BLOOMFIELD, MI 48301-1655 |
| Document Number | 0000007566 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 55479/17 |
| Instrument | 7566 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 16, 2020 |
| Property Address | 580 HARMON ST, BIRMINGHAM, MI 48009-3820 |
| Document Number | 0000147127 |
| Book / Page | 054836 / 000167 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 147127 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2021 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,069.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6315 E SURREY RD BLOOMFIELD HILLS MI 483011655, BLOOMFIELD HILLS, MI 48301-1655 |
| Document Number | 7566 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 055479/000017 |
| Instrument | 7566 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2050 |
The 2025 property tax bill for 580 Harmon St was $17,981 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,981.00 (-9.78%) Homeowner's exemption | $695,790 | $1,391,580 |
| 2024 | $19,930.00 | ||
| 2023 | $605,080 | $1,210,160 | |
| 2021 | $17,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 580 Harmon St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 individual policies |
| Nearby Flood Policies | 38 units insured incl. 28 condo units |
| Nearby Flood Claims | 4 (1981–2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 580 Harmon St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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