677 Hanson Ln, Ramona, CA 92065 Property Records

San Diego County property record for 677 Hanson Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 1978
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$955,000 (Apr 2026)
Tax Bill	$4,945 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284-032-40-00`

Property Details

APN / Parcel Number

Primary APN	`284-032-40-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,787 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	54,450 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	677 HANSON LN
City	RAMONA
State	CA
Zip	92065-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 407 NLY 129 FT OF SLY 470 FT OF WLY 422 FT OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	407
Legal Lot Number	407
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2009
Census Tract	20813

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19270 HORIZON VIEW DR, RAMONA, CA 92065-1015
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Apr 20, 2026	Grant Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORPORATION
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Document Number	2026109662
Prior Transfer Date	Mar 26, 2012
Prior Transfer Doc	0000747610
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2026
Property Address	677 HANSON LN, RAMONA, CA 92065-3432
Document Number	0000109661
Instrument Date	Apr 17, 2026
Instrument	2026109661
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	19270 HORIZON VIEW DR, RAMONA, CA 92065-1015

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2026
Property Address	677 HANSON LN, RAMONA, CA 92065-3432
Document Number	0000109662
Instrument Date	Feb 23, 2026
Instrument	2026.109662
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$106,100.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	677 HANSON LN, RAMONA, CA 92065-3432

Mortgage

Document Number	0000109663,
Date	Apr 20, 2026
Instrument	2026..109663

Lender

Name	LUXURY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	677 HANSON LN, RAMONA, CA 92065-3432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 HANSON LN, RAMONA, CA 92065-3432

Mortgage

Document Number	0000713093
Date	Nov 13, 2020
Instrument	2020-0713093

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,211 (+2%) Land $241,153 Building $221,058
2025	$4,945.00 (+2.02%) Homeowner's exemption	$453,149 (+4.04%) Land $236,425 Building $216,724
2024	$4,847.00 (+6.39%)
2023	$4,556.00 (-2.57%) Homeowner's exemption	$435,555 Land $227,246 Building $208,309
2022	$4,676.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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