645 Hanson Ln, Ramona, CA 92065 Property Records

San Diego County property record for 645 Hanson Ln, Ramona, CA 92065 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,885 sqft · built 1978
Lot Size	1.25 acres (54,450 sqft)
Owner	Company Name on File
Last Sale	$169,500 (Aug 1995)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284-032-25-00`

Property Details

APN / Parcel Number

Primary APN	`284-032-25-00`
Alternative APN	`2840321100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	54,450 sqft
Lot Dimensions	341 ft deep x 160 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	2840321100
Street Address	645 HANSON LN
City	RAMONA
State	CA
Zip	92065-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 407 E 160 FT OF S 341 FT OF W 422 FT OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	407
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2009
Census Tract	20813

Owner

Source: San Diego County records · APN 284-032-25-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	645 HANSON LN, RAMONA, CA 92065-3432
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 09, 1995 · Amount on Record
Deed Sale	Aug 09, 1995 · Amount on Record
Deed Document Number	1995343829
Last Transfer Date	Jul 08, 2016
Transfer Doc	0000361910
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	645 HANSON LN, RAMONA, CA 92065-3432
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000468603
Date	Aug 19, 2020
Instrument	2020-0468603

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$287,184 (+2%) Land $85,275 Building $201,909
2025	$3,169.00 (+12.5%) Homeowner's exemption	$281,553 (+4.04%) Land $83,603 Building $197,950
2023	$2,817.00 (-6.1%) Homeowner's exemption	$270,621 Land $80,357 Building $190,264
2022	$3,000.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force 6 of 7 on primary residences

Wildfire

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	About 1 in 125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.