677 E Church St, #A, Frederick, MD 21701 Property Records

Frederick County property record for 677 E Church St, #A, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	built 2015
Lot Size	0.041 acres (1,811 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Mar 2023)
Tax Bill	$5,001 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`02-591690`

Property Details

APN / Parcel Number

Primary APN	`02-591690`
Alternative APN	`591690`

Exterior

Year Built	Built 2015
Architectural Style	Condo/Apartment
Lot Area	1,811 sqft (0.041 acres)

Location & Zoning

Account Number	591690
Street Address	677 E CHURCH ST # A, A
City	FREDERICK
State	MD
Zip	21701-6163
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 677A PHASE 1 1,811 SQ FT EASTCHURCH CONDO
Legal Subdivision	EASTCHURCH CONDOS PH 1
Legal Phase	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	677 E CHURCH ST # A, A, FREDERICK, MD 21701-6163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2021	Deed, Transfer · Conventional Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	0001635628
Deed Book / Page	16356 / 28
Record Updated	Jun 7, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 8, 2023
Property Address	677 E CHURCH ST # A, A, FREDERICK, MD 21701-6163
Document Number	0163560028
Book / Page	16356 / 28
Map Reference	MB 95 FO 97-99
Instrument Date	Mar 6, 2023
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677A E CHURCH ST # A, A, FREDERICK, MD 21701-6163

Mortgage

Document Number	0001635633
Date	Mar 8, 2023
Instrument	16356/33

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 10, 2021
Property Address	677 E CHURCH ST # A, A, FREDERICK, MD 21701-6163
Document Number	0154860124
Book / Page	15486 / 124
Map Reference	MB 95 FO 97-99
Instrument Date	Nov 5, 2021
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 786, FREDERICK, MD 21705-0786
Investor	Possibly a Property Investor

Mortgage

Document Number	0015486129
Date	Nov 10, 2021
Instrument	15486/129

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,001.00	$273,333	$320,000 Land $90,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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